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  1. #11
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    Yes. Not a huge amount, but enough to fall back on for emergencies and big expenses ( big to us anyway). I like having a safety net.

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    Ffrenchknickers  (19-08-2013)

  3. #12
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    Yes I have but its only from the last 2 years. I am a single parent and was at uni prior to going back to work.

    I MAKE myself put away 25% of my fortnightly wage, i do a percentage because i am casual with different hours each week. It goes straight into a different account which is used in emergencies (and I mean life and death situations!) and car rego and nothing else!

    I also put $20/week in an account for dd and have been doing that since she was born - I have used it once to pay for school fees.

    I also have an inheritance that is in a savings account until I can afford a mortgage :-)

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    Ffrenchknickers  (19-08-2013)

  5. #13
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    A little bit for the first time ever. It's mainly from DP's tax return. Our savings were for fertility treatment though so not proper savings. Now DP is pregnant, we will use some of the savings for nursery stuff and car seats etc.

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    Ffrenchknickers  (19-08-2013)

  7. #14
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    Quote Originally Posted by Ffrenchknickers View Post
    That's a shame but I bet you were glad
    To have it there!
    Yes I was, They were both things that I could have never in my wildest dreams think would happen.
    We have cars, house, contents etc.. insurance, dh has life an we both have loan insurance.

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    Ffrenchknickers  (19-08-2013)

  9. #15
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    Hrmm, we don't have savings as such, but there is always money in the bank account. We just let any unspent money accrue in the account so there's money there for the big bills that come in or any unexpected ones

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    Ffrenchknickers  (19-08-2013)

  11. #16
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    Yes, I have savings but it's for something specific and is about to be wiped out in the next week or so. Than I'll have debt. But I plan to slowly build that savings back up. My goal is to save $5,000 a year and put it in a term deposit while still servicing the debt.

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    Ffrenchknickers  (19-08-2013)

  13. #17
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    A little. I like having a little savings set aside but df is like 'spend all the money!!! Yeah!'

    We don't have much at the moment but we are adding little bits here and there, plus a bit from dfs pay every week.

    It's a start!

    Sent from my GT-I9100T using The Bub Hub mobile app

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    Ffrenchknickers  (19-08-2013)

  15. #18
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    Always. I would get very twitchy of I didn't have a certain amount stashed away.

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    Ffrenchknickers  (19-08-2013)

  17. #19
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    Quote Originally Posted by grumpybump View Post
    Always. I would get very twitchy of I didn't have a certain amount stashed away.
    I am the same now - even if my bank account goes below a certain amount!

  18. The Following User Says Thank You to mummyrissa For This Useful Post:

    Ffrenchknickers  (19-08-2013)

  19. #20
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    Yep, not as much at the moment because we went overseas 2 months ago. We always try to have an amount in the account for emergencies eg I had an unexpected operation last month & we were out of pocket $3000. Thankfully the money was in the account because I needed to pay upfront.

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    Ffrenchknickers  (19-08-2013)


 

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