Thanks guys. Did I say that I've joined phi? I went with Australian unity, or was it nib? Lol, one of them. Top cover and extras so I am going to use the extras to benefit my health and well being. Physio, chiro etc are things I get alot put of. I will have to go inpatient when I want to finish with the bupe (which won't be for at least 12 months) so now I will have a larger choice of hospitals to do so. Yay. I feel all special and stuff....except I want my flat belly back!!!!!!!!