I've just started my first postgraduate unit and I'm a bit confused about payments. I want to pay for this unit and my next unit up front, and depending on whether I can save enough money in advance, I hope to pay for the remainder of my units up front. But I've registered for a HECS / HELP thing anyway just in case I need to defer the payment, but my uni (CSU) has told me that there's a 25% fee imposed by the ATO on course fees for HECS / HELP debts.
Is this correct? So confused!