Here is the link for working out if you're eligible or not firstly. The maximum rate is also listed, about $682 per fortnight. That's based on not earning more than about $180 per fortnight, per child. There are also age restrictions on your kids now to receive this - all info is in the link.
Having a mortgage in your name doesn't affect it, as long as you live in the house. If it's an investment property, then it does affect you. You won't receive rent assistance though if living in your own home.
Pregnant for the first-time?
Not sure where to start? We can help!
Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!