With our first our out of pocket medical was around 5000 (including my expensive medication I had to take)
My parents + in laws paid for cot and car seat, and I was given a second hand pram. I bought way to many clothes, a bassinet sheet sets and bath products as well as other bits and pieces. Probably spent at least 1k myself
When I had dd2 I purchased the things I wished I had first time around- capsule (amazing if you have a pram it can attach to) and a bugaboo pram.
Lots of the stuff I got was wants not needs so could be done a lot cheaper!