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  1. #11
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    Do you have an insurance broker near you? Sometimes it's much easier to go through them to find the best deals.

    our broker got us on to Calliden. I'm sitting on the couch right now so I can't remember our specifics (how much for how much cover) but I know it's been really competitive and we were happy with their claims process.
    In 2009 my DP lost his new-ish HTC phone. They covered it for a replacement cost.. it took forever to hit his bank account though. But, as a result of his case, they overhauled their claims process and apparently it is much better now - we haven't had to use its since!

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    Quote Originally Posted by IndigoJ View Post
    We did our home and contents and rang about 10 different places. Aami were the cheapest. We pay $323 for home unlimited and contents, up to $100,000. I'm not sure of the individual prices sorry

    Sent from my GT-P7500 using BubHub
    Just took out a policy with AAMI

    $20,000 cover, $100 excess for $22.80 a month. I thought that was reasonable. Covers everything RAA said theirs did too.

    I feel a peace of mind already :-)

    Sent from my GT-I9100T using The Bub Hub mobile app

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    Quote Originally Posted by SoThisIsLove View Post
    Just took out a policy with AAMI

    $20,000 cover, $100 excess for $22.80 a month. I thought that was reasonable. Covers everything RAA said theirs did too.

    I feel a peace of mind already :-)

    Sent from my GT-I9100T using The Bub Hub mobile app
    Hmm might have to reevaluate mine. I'm with AAMI too and paying over $80 a month for $35,000 cover. Seems expensive!


    Baby #1 due 28/03/2014!!
    18 months trying, pregnant 1st round Clomid.

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    Depends what u want cover for. Accidental loss or damage policies are more expensive but worth it as they cover your contents if u lose them outside the house too. Also good for those with kids who may end up with things accidentally broken. Try Allianz or qbe and keep in mind that contents also includes carpets, curtains and light fittings.

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    I have a gold policy (covers phones laptops, cameras etc when out of the home. 120000 cover (we wanted to cover replacing everything if something happened-including, clothes shoes, consumables) we pay $550 per year.
    claimed an iPhone loss last year. Took a while to process which was frustrating, and a window that a ball went through (very fast claim)
    we are with bendigo bank ( cgu are the underwriting insurer)

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    I've got my house & contents to the value of $380k and pay $91 a month, going to change soon as our bank we have our home loan though will do it for $73 month!

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    we are with ANZ and pay $76 a month for $80000 cover. this includes accidental loss and damage (including phone).

    This also covers items up to $5000 without having to seperately list them.

    Sent from my GT-I9305T using The Bub Hub mobile app

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    I'm with NRMA, live in a super dodgy area, insured for a bit over 30k for around $300 a year.

    Sent from my GT-I9505 using The Bub Hub mobile app

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    I'm really surprised by how little people have in contents insurance.

    Walk around your house and add up every single thing you have and how much it would cost to replace them at prices from today.

    It adds up. We did an estimate fit a shipping company and was surprised that it added up to about $90, 000.

  10. The Following User Says Thank You to IndigoJ For This Useful Post:

    babybabycakes  (18-07-2013)

  11. #20
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    Quote Originally Posted by IndigoJ View Post
    I'm really surprised by how little people have in contents insurance.

    Walk around your house and add up every single thing you have and how much it would cost to replace them at prices from today.

    It adds up. We did an estimate fit a shipping company and was surprised that it added up to about $90, 000.
    We did that.

    $20,000 covers us....i even included some for replacing clothing etc.

    I guess some people just have less than others

    Sent from my GT-I9100T using The Bub Hub mobile app


 

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