Do you have an insurance broker near you? Sometimes it's much easier to go through them to find the best deals.
our broker got us on to Calliden. I'm sitting on the couch right now so I can't remember our specifics (how much for how much cover) but I know it's been really competitive and we were happy with their claims process.
In 2009 my DP lost his new-ish HTC phone. They covered it for a replacement cost.. it took forever to hit his bank account though. But, as a result of his case, they overhauled their claims process and apparently it is much better now - we haven't had to use its since!