We are about to get our first mortgage, not too big (200k) we were Approved for 400k but decided against it
How can I cut down on my lovely high living expenses.
I'm locked in with Telstra its $350 a month- phone, Internet, foxtel, iPad and home phone (I would LOVE to get out of this!!!) but how would I without paying the fees.
We have phi so I'm cutting it back to a lower level.
We need to get house insurance, contents.
We don't pay for our car etc (that's paid for)
How do I budget for groceries we kind of just buy whatever!