Again, mothers need to look for work or study once their oldest is 6 or 8. Yes before that some SAHM's get paid to stay at home. But that mother may not get the PHI rebate, buy a house or use CC, all those things are tax payer funded. Everyone benefits in some way.
I don't necessarily find her posts offensive and I have tried to remain polite. Clearly we have different views which is fine so we are discussing?
Surely though, FTB 'funds' anyone who receives it? So a working mother who receives it is also having her lifestyle 'funded'.
When it was first introduced it was designed to give families a - so to speak - tax deduction in advance.
As I mentioned in an earlier post, working families have the benefit of two tax-free thresholds and therefore a lower marginal tax rate. I suspect that $36k a year before having to pay tax probably cancels out any extra FTB a mother with school aged children might be receiving.
This 'she gets more from the government' than me stuff is such utter nonsense. It's exactly like the 'well at least i am raising my own children' nonsense that gets trotted out in other threads.
Our tax system is in dire need to serious reform.
IMO there has to be a good reason for the government payments. Subsidies like PHI are introduced to encourage certain behaviour that will benefit the economy, ie to take pressure off the public system. Similarly, PPL encourages women to stay in the workforce by allowing them to take time off for a couple of months after the birth of their child. I can't think of any similar reason for funding a SAHP who has the capacity to earn their own income.
I have the capacity to work once I've had children however it would only be in a casual role which (we have worked out) would actually cost us more in terms of childcare than I would be making! We don't have family who can help out so I will be a SAHM until my children are in full time schooling at which point I will try to find a full time job once again. I have never claimed anything in terms of benefits and I have paid taxes so I don't see why I shouldn't benefit from that when I do actually need it. However, I do understand the argument that these payments should not be used to make having children a 'job' as such. I don't know much about how it works here but in the UK its ridiculous how many women (and men) have no intention of working and just claim benefits when those who do have children and work are unable to claim anywhere near as much and struggle to make ends meet still.
But not everyone IS entitled to payments. It is means tested and reduces quite significantly the higher the household income.
I haven't looked at the rates for a very long time but I would hazard a guess that unless a family has a large number of children the amount of FTB they would receive wouldn't go anywhere near funding a parent to stay at home.
In the same way PPL doesn't go anywhere near funding parental leave for anyone who is earning above the minimum wage.
Both contribute to the costs involved, but don't in any way cover them.
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