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  1. #21
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    Quote Originally Posted by wannawannabe View Post
    Can't you just put the same amount of money away each week and then buy the toys later on towards christmas? It would be no different financially to having to pay off the lay-buy each week.
    This is easier said then done. Once it's on the lay by you can't touch it. It's so hard to save when you don't earn much, even $10 a week.

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    dancingchipmunk  (11-06-2013)

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    Quote Originally Posted by Smyles View Post
    The selling point of the "Christmas lay by" for me was not having to hide the presents at home, DD still believes in Santa and we don't have a lot of places to hide stuff long term.
    You can still do the 8 week laybuy, so go shopping in September/October?

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    Last year they lost one of my parcels, a big one with lots of stuff, and they didn't get it sorted until after christmas.

    Having said that, I still love a long laybuy.

    Quote Originally Posted by BigRedV View Post
    I know people who had huge problems with target and big w as well!

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    Quote Originally Posted by wannawannabe View Post
    You can still do the 8 week laybuy, so go shopping in September/October?
    Yeah, but if your buying for a few kids this would be more difficult financially.

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    To me, it's not about the money, it's about not having to find hiding places

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  8. #26
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    Quote Originally Posted by Smyles View Post
    The selling point of the "Christmas lay by" for me was not having to hide the presents at home, DD still believes in Santa and we don't have a lot of places to hide stuff long term.
    Yeah this is it for me too. Its not about needing 6 months to pay it off, its about having it taken care of and stored where the kids can't find it as I have zero storage space in my house.

    Also, I could put money aside and do it all the week before Christmas but I honestly hate going near the shops at that time of year.

    Last year I picked up the layby and anything they weren't in to anymore got returned for full refund.

    I'm disappointed Kmart have removed the 6 month layby, I much prefer to shop with them than big w.

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    Stupid move if you ask me,especially as all the store pricematch.Yeah you could do a few 8 week laybuys,but where do you store all the stuff in the meantime?? My kids are getting older so its having to buy bikes and skateboards.Not sure where I could hoard that for 6 months?!?

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    I've been burnt by not having my stuff arrive til wayyyy after christmas thlast two years, both times by kmart so noo even if this wasn't the case no way in hell would I go with them again.

    I'll be trying out bigw or target this year defnately

    Sent from my PP4MT-7 using The Bub Hub mobile app

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    Is targets catalogue online yet? My nets shaped til tomorrow so I can't check .

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    Nope it's not online yet


 

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