I haven't experienced being mega rich though.
I know that on six figures we easily bought a house,upgraded to a bigger one etc. I was not struggling. But I didn't have credit cards, designer clothing and new cars.
I also know that many people spend beyond their means.
I do however feel that child are should be free and of a much higher standard then it currently is. However I'm a socialist/ feminist who wants wealth more evenly distributed and for women to have equity.