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  1. #1
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    Default Money & Budgeting!

    Hi Fellow Bh's,

    Hubby & I have some very strict goals over the next 6 months & then followed by some more the next 12 months.

    We use to be so good at saving & paying debt down & since DD 1 has arrived we have been very relaxed & spending $$$$ ! I believe we are in way to much debt & this is our first goal of tackling & reducing in 6 months.

    What I would like to know, is some money saving tips - can be anything from food shopping, to lunch ideas, to entertainment. Basically open to all suggestions to make this next 6 months seem like we are not caged in. IYKWIM

    Thanks in advance 😃

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    Subbing as we also need to cut back so we have a bit of money for this bubs.

    I do have one suggestion though. I was shopping at Coles and spending about $350 a fortnight. I switched to Aldi for food and a wholesale grocer for fruit and veggies. This shop I spent $180 at Aldis and $24 at the grocers. It was such a pain as I had to drive a bit further and 2 stops but since I saved at least $100 I have to admit it was worth it!!!

  3. #3
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    Yes we did also shop at Alidi but stopped for some reason, not really sure why!
    I think we might need to start again...

  4. #4
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    lambjam is offline Nitwit! Blubber! Oddment! Tweak!
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    Meal planning is my biggest tip. It helps me avoid takeaway and wasting food.

    Whenever I go though our bank account with a fine toothed comb, two things stand out. The number one culprit is takeaway. Second is all the little, seemingly innocent things... Death by a thousand cuts. A few supplies at the craft store, a couple of tops from Big W, coffee here, cake there, all those bits and pieces add up to so much
    Last edited by lambjam; 08-05-2013 at 13:42.

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    Bexta  (04-07-2013)

  6. #5
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    LifeInShadesOfGrey is offline Just a little bit silly :)
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    Someone gave me a great link to a budgeting and financial site provided by the government. I can't remember the link and its not in my favourites now. Ill try and find it.

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    LifeInShadesOfGrey is offline Just a little bit silly :)
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    Oh, only shop once a week! When you go to food shop more than once a week you spend a lot more then you do when you go just once.

    Also make larger meals and freeze the left overs.

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    LifeInShadesOfGrey is offline Just a little bit silly :)
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    Bexta  (04-07-2013),Mellybel  (08-05-2013)

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    Yep meal plan, but only plan for 6 nights and eat left overs/use up all the crap in your pantry/fridge/freezer for the 7th. Even if it means a 'meal' is boiled eggs, rise, a couple of steamed veggies (ie crap that doesn't usually go together but is perfectly fine to eat).

    Cut meat down to a couple of nights a week. Make everything from scratch, grow a herb garden, and other veggies if you can. Use cheaper cuts of meat and slow cook them if you are somewhere cool, they taste SOOOO much better and if you make a big batch, freeze half.

    Shop around for a better phone/internet bundle. Eat before you go out, carry a water bottle everywhere. Cut off foxtel if you have.

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    Subbing, we are about to buy a house, I'm on mat leave and want to stay that way for a while... Just got a water bill in the mail and am looking around the lounge for things to sell!!

    Sent from my HTC One X using The Bub Hub mobile app

  12. #10
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    Meal planning, definitely.

    We did "Frugal February" and didn't buy anything or spend money on anything that you couldn't eat or wipe your bottom with. It was amazing how changing your mindset can save money, from doing free things around the city, packing a picnic from home, not buying any clothes or toys or books, going to the library ... it was totally mind over matter and it worked. I guess it just depends on how much you're going to make it your top priority, no one can force you to spend your money ... except you.


 

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