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  1. #1
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    Default How do you survive financially?

    Hi,
    About to become single. Does rent assistance cover much of the rent? Wondering if we can survive! One of the reasons I haven't gone yet.

    3 kids. I want to stay at home with our Son. How do I make ends meet?

    Got to get away, not a healthy place to be for the kids! Or how do I get him to leave? He says it's his house ( it's in both names. We are buying).

    Help please

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    Are you the owner of the house or tenants?

    My understanding is if you have purchased the house (including mortgaged) you are not entitled to rent assistance.

    However if you should be entitled to parenting payments and family tax benefits.

    As for getting him to move out that is really hard since his name is on the property. If there is Domestic vilonce involved you should contact the police and see if they can help remove him from the property.

    If this fails, you should consider moving out and starting over.

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    jariah4  (03-05-2013)

  4. #3
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    Remember domestic violence isn't just hitting or hurting you. It can be emotionally, verbally to you or the kids. Ring the police they will remove him, put an avo/dvo out on him and he will not be able to return.

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    jariah4  (03-05-2013)

  6. #4
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    I'm single and I work full time, but luckily one of my kids is in school so my daycare costs aren't too bad (about $100 or so out of pocket per week for daycare for DD and after school care for DS). With my job, child support and the family tax benefit I'm doing pretty well. I absolutely could not afford to live off the single parent pension like I was previously, now that I have a mortgage.

    How old are your kids?

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    jariah4  (03-05-2013)

  8. #5
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    I am not working permanent hours at the moment and I just cope financially. I buy what is needed and anything bug that comes up, I'm lucky that my parents will help with loaning or giving me the money if I can't afford it.
    I also find services that can get a discount or for free being a single mum ie I'm going through the Griffith Uni dental clinic to get my dental work done at the moment.
    Once DS goes to school next year I will hopefully save more money since wont have daycare to pay for. But for now, I have to really budget what I can buy.

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    jariah4  (03-07-2016)

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    It's a tough situation! It depends how much rent you pay etc but I believe if you paid about $350 a week rent you'd get approx $50 rent assistance, but this is only for renting not if you have a mortgage. Contact Centrelink they can advise you what you'd be entitled to, how much child support you should get etc etc. good luck!!

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    jariah4  (03-07-2016)

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    If you have a mortgage, you should be able to get a discout on your council rates- ring your local council for more info.

    $350 rent = about $130 rent assistance

    It's tough. I don't know how anyone survives on the single parent pension and renting privately.

    I have worked since DS was 4 months old. We survived living on our own, but there were no savings. Atm, I'm living with my parents to save some money for a upcoming holiday. Once that is done, we will move out and start the hard slog again.

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    jariah4  (03-07-2016)

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    LifeInShadesOfGrey is offline Just a little bit silly :)
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    Quote Originally Posted by SummerFun View Post
    It's a tough situation! It depends how much rent you pay etc but I believe if you paid about $350 a week rent you'd get approx $50 rent assistance, but this is only for renting not if you have a mortgage. Contact Centrelink they can advise you what you'd be entitled to, how much child support you should get etc etc. good luck!!
    DP and I get $144 rent assistance for a $300 rental.

    So it covers almost half and helps us out a lot.

    Depending on your situation I would consider moving to a rental. Might be easier for you and I would assume your ex would have to pay you out? I could be wrong.

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    jariah4  (03-07-2016)

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    Wow $144 a week? That's great!

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    I survive on SPP / FTB / Child support alone- and comfortably.

    When I first became single I worked 3 days a week - fulltime but now I don't do any work at all because I've returned to study & will graduate from uni this year.

    I guess what you want to know is how did I get to this point? By living debt free. When I was working I paid off debts I already had and made sure I didn't sign up for new stuff- I still pay $100 a fortnight for private health insurance; I don't have a home phone and my mobile is on prepaid as I get more for my money. I should add in somewhere here that my expartner works on the mines is reliable about paying way more child support than what CSA has assessed.

    Have a look at the rate estimators on the Centrelink website and see what you'd be entitled to. Then try and work out a budget from there. I think you can estimate child support now.

    If the home is mortgaged in both names and he won't leave you may need to seek out some free legal advice about leaving and filing for a property settlement fairly quickly so you're not having to contribute to the mortgage.

    And if you do a budget and you do need to go back to work could you look at family daycare or a community based childcare centre?

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    jariah4  (03-07-2016)


 

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