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  1. #1
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    Default Question on public hospital booking in form

    Hi,

    I've been sent the booking-in form for RNS (public) and one of the questions is "do you have health insurance that covers you for this admission?"

    If I put down my private health insurance details will the hospital then insist on admitting me as a private patient? We really can't afford to go private this time.


    The next question asks for private obstetrician's name. This makes me think the previous question is aimed at people who are being admitted as private patients in a public hospital?

    Would it be wrong to say "no" to the first question, since I am going to go public all the way?

    Thanks
    paperwork always makes me a bit tense...

  2. #2
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    Default Question on public hospital booking in form

    Yep I would just say no and make sure my Medicare details are complete.

  3. #3
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    I filled it in with a booking clerk and was advised to say no on mine. I have private cover that doesn't include obstetrics so I admitted as a public patient and didnt have an ob.

    Hope that helps

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    Default Question on public hospital booking in form

    Just subbing so I can come back and answer your question latter.

  5. #5
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    Default Question on public hospital booking in form

    Quote Originally Posted by kw123 View Post
    Yep I would just say no and make sure my Medicare details are complete.
    Yes this. I've always had private cover but answer 'no' when filling in paperwork to be admitted to a public hospital. I didn't want to be a private patient. I didn't have my own ob. So the fact I had private cover was not relevant. I would answer no

  6. #6
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    Default Question on public hospital booking in form

    Definitely answer no.

    If you are being admitted as a public patient, then you wouldn't have to pay. But the hospital will try and recoup any money they can, so if you tick 'yes' then they will still charge your PHI company for your stay if that makes sense. They in turn may at least try and recoup your excess payment from you.

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    Default Question on public hospital booking in form

    Hi Nonny

    You can of course tick that you her no private health insurance. But there are some public hospitals that will invite you to use your PHI without inciting any out of pocket expenses. I've got a cold and my head is a little muddled so ill just share my situation and you may be able talk to the hospital and see if it may be similar for you.

    I live in a regional area and there is no private hospital that has a birth suit. When booking in to hospital I was advised that using my PHI benefits the hospital financially and that there would be on out of pocket expenses for me (if I was to birth in a private hospital I would have pay the nightly excess that my PHI requires as part of my policy).

    Not sure if its the same for you but might be worth looking into.

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    It might depend on the health fund. I went public with my 2nd baby, and we did have private cover (just not obstetrics). I asked to be transferred to a private room and they were able to find me one without any out of pocket expenses using my private cover.

    Of course a private room is not guaranteed, but I was glad to get one.

  9. #9
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    Default Question on public hospital booking in form

    Quote Originally Posted by CitrusRain View Post
    I got a lovely bill for $500 excess because I ticked that I have phi. I was public the whole way through.
    Yep this is why it's best to tick no - the hospital would have contacted your PHI who were then charged for your stay. Since you unfortunately also had an excess, you get stuck with that bill!

    So frustrating when you didn't get treated as a private patient probably anyway.

  10. #10
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    Great advice. Thanks everyone I'll be ticking the 'no' box


 

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