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  1. #11
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    Default Help! How do you stay on top of your bills?

    I pay off all bills weekly. Our electricity is around $650 so I pay $50 a week.
    Phone is $90 so I pay $23
    I just work it all out and divide by how many weeks I have till the bill is due and pay it.

  2. #12
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    Default Re: Help! How do you stay on top of your bills?

    I'm completely hopeless with money but thankfully dp is awesome! He hates direct debit so every payday he goes online and puts set amounts onto each bill ( both our phones, electricity, pay tv, loans etc) and pays rent. It takes up all his pay and we live off mine. It's a huge chunk of money to lay down every week but man it's worth is when every bill is in credit, lasts electricity bill was $340 in credit. Also it works well when we are having a low week as we can just not put the money onto our phones or whatever because we are ahead it doesn't throw us outta wack.

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  3. #13
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    Aldi have a yearly planner for sale at the moment - approx $8 IIRC - you could buy one of them and put it up on the wall. Whenever a bill comes, write it down three business days before its due date. (I use three days beforehand to give a little leeway for processing time.)

    Note: You could also simply draw up your own if you didn't want to buy one.

  4. #14
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    Have you thought of using a billpaying service like this one
    http://www.qccu.com.au/billpaying-service

    HTML Code:
    Our BillPaying service is one of our most popular accounts. Why? Because we pay all your bills automatically from your account, and if all of your bills come at once, we don't charge you interest if your account becomes overdrawn!*
    *Terms and conditions apply.
    We also don’t charge you any postage, cheque fees, BPAY costs or direct debit charges.
    To open a BillPaying account, simply fill out your details on our application form and visit your local branchHere’s a simple example of how Billpaying works
    Let’s say your bills total $17,400 a year. We work out how much you need to set aside by adding a 10% safety margin (a buffer) for bills to that are variable each time you get them (such as phone and electricity). In this example, you would need a total of $19,200 a year (which includes a monthly service fee) in your Billpaying account. If your salary is received fortnightly, you would deposit $738.46 each fornight (or $1600 per calendar month).

  5. #15
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    Default Re: Help! How do you stay on top of your bills?

    700 a fortnight is a huge amount. We have lots of bills and i only put away 500 a fortnight and that's plenty.

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  6. #16
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    I have an excel spreadsheet. All bills and due dates are listed including bill dates and amounts. I then do a budget of what bills are paid from what pay dates. I personally have gone away from direct debits as I prefer to have all bills in front of me and I have control of paying them.

  7. #17
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    Default Help! How do you stay on top of your bills?

    I too love the smart money budget, highly recommend it very easy to use and very easy to see where $$ are being spent.

  8. #18
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    Default Re: Help! How do you stay on top of your bills?

    Quote Originally Posted by HugsBunny View Post
    I pay a little off all my bills each fortnight. Figure out how much your bills are each month or quarter and then pay enough off each week/fortnight (whenever you get paid) so that by the time the bill arrives you'll have already paid it :-)
    This is what we do except i just transfer to a bill account so when bills arrive i pay straight out of that account



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  9. #19
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    Default Help! How do you stay on top of your bills?

    Quote Originally Posted by HugsBunny View Post
    I pay a little off all my bills each fortnight. Figure out how much your bills are each month or quarter and then pay enough off each week/fortnight (whenever you get paid) so that by the time the bill arrives you'll have already paid it :-)
    This is what we do ....it works for us so much so that we have been able to afford two holidays this year ... Fiji in two weeks and LA in August........

  10. The Following User Says Thank You to RuffledPansy For This Useful Post:

    HugsBunny  (12-02-2013)

  11. #20
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    αληθη is offline BH name read as Aleethee
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    Default Help! How do you stay on top of your bills?

    As pretty much everyone has said - find out what days your bills usually come in and on average how much they are and you can set up direct debits. The only bill I have to really plan for is my phone bill because its an insane amount a month (whereas everything else is $5-30 a month which is reasonable and affordable). I'm with Optus so my phone bill I pay over two weeks (last month three) and it makes it so much easier.


    I also love a pp's method of separate bank accounts for bills and spending.


 

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