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  1. #11
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    Default Single to partnered how do u cope

    Jagamoe - can't recommend an app sorry, but there are plenty of good worksheets online. My DP is pretty clueless money wise, we'll be sitting down soon for a big chat about it all. I think having it written down on paper and in front of you both can help you both see where the money goes. Work out what your payments will be when you're together (try the online estimators), write that and his income down, and then ALL of your expenses. Have a 'must pay' for bills, rent, groceries, petrol, insurance etc; and a 'it'd be nice to have' list - eg Austar, smokes/drinks, etc. having the raw numbers in front of him (and seeing how much - or little - is left over after the 'must pays') will help him understand where the money is going, and that those items to keep up with his bro etc are really not viable.
    Maybe setting some financial goals together might help too (eg save for a holiday/house deposit etc)
    As for who pays what - you'll need to work that out between yourselves and in relation to what the bills are..

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    jagamoe  (07-02-2013)

  3. #12
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    Default Single to partnered how do u cope

    (Sent that too early!!)
    But basically I pay 'my' bills - my car costs, phone bill, study costs etc... He pays his. The rest is split according to needs...
    If he's happy for you to stay at home even after your budget, he'll need to step up and take on the majority of living costs.. Because ftb just isn't enough for that!

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    jagamoe  (07-02-2013)

  5. #13
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    No advice but want to say what a horrible thing to have to worry about. Why on earth would the government want to make people take a financial hit because they want to have a partner. I hope you get it all worked out and he can move in and things go well. What a crappy system this is for those that find happiness being with someone and want to have a family living together.

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    jagamoe  (07-02-2013)

  7. #14
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    Default Single to partnered how do u cope

    Yerp it's stressful

  8. #15
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    Default Single to partnered how do u cope

    I especially love the ruling that single parents get part pension when their wage is up to $1797 a fortnight, and a couple can only earn up to $1660 a fortnight before the pension is cut.
    Apparently it's cheaper to have 2 adults in the house than 1.

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  10. #16
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    Quote Originally Posted by Gongmummy View Post
    I especially love the ruling that single parents get part pension when their wage is up to $1797 a fortnight, and a couple can only earn up to $1660 a fortnight before the pension is cut.
    Apparently it's cheaper to have 2 adults in the house than 1.
    Well I think its crap the OP should not have to worry that just because she has a partner she will be financially strapped. I did the math one day and I would be a ton better off financially if I left my husband which I thought was bad but now a family that cant be together because of this is just crap. I hope it works out OP and your partner can move in and you can become a family again.

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    jagamoe  (09-02-2013)

  12. #17
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    I think if it's going to cause major issues, perhaps stay put until finances are sorted out? I moved in with DP a few years ago and, despite working fulltime, it meant I had to swallow my pride and let him care for DS and I financially due to my child care costs tripling. In a way, I wish I stayed put for another year to get my finances in order, save up, and be prepared for the financial hit.

    It is a shame that single mothers brand new partners are expected to have the same responsibilities as a husband who has been married for 10 years and has his own children with her but, unfortunately, it just wouldn't be fair to receive the same entitlements as a sole parent when living with a partner, possibility of two incomes, shared expenses etc.

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    jagamoe  (10-04-2013),Stiflers Mom  (08-02-2013)

  14. #18
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    Default Single to partnered how do u cope

    I agree it's crap lovemyfam.

  15. #19
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    Default Single to partnered how do u cope

    Quote Originally Posted by Lovemyfam View Post
    . I did the math one day and I would be a ton better off financially if I left my husband.
    It's rubbish isn't it?
    If I do the math I'd be better off financially if I left DH too.
    With the loss of my pension and the drop in my family tax benefit we end up being on about what I was when single - with an extra adult in the house! And worse off as with the loss of concession we are no longer entitled to cheap medicine, bulk billing at the Dr, concession on electricity, gas, car rego etc.

    It bites

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    jagamoe  (10-04-2013)

  17. #20
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    How do husbands earn less than the ~$14k single parenting payments? I don't understand....

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    HarvestMoon  (08-02-2013)


 

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