I will be TTC in a few months and therefore am looking to get private health cover started now. I am leaning toward MBP with mid hospital/top extras.
I read on here (and heard elsewhere on the internet) that if a baby has a due date outside the 12 months and a doctors letter confirming this, but for some reason is born early, they will still cover the birth. The rep told me on the phone that the waiting period is strict when I asked about this though. She said 'in some cases' she has heard of this happening but it's not standard. I thought it was though.
Is anyone with MBP and can confirm/deny this? I know a lot of the time the reps don't really know the policies beyond the basic questions.