When the banks ask your credit card limits, do they really check to see how many cards you have and your limit.
I have around 4 cards between Dh and I (all 0 balance, except one which is around $900) and I was thinking to cancel them just so it will help us to borrow the amount we want.
The total limits on the others cards is around $13,000 all up which means that we wouldn't be able to borrow much if the banks knew
SO do they check??