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  1. #1
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    Default Who's had a new home built?

    So DH and I have decided to have a new house built for us this year/next year (so exciting!!!).

    We've been to the bank and we know what we can borrow, we know how much we want to spend, and we have a 20% deposit.

    What we don't know, is what to do from here! We know we want it built by a local independent builder (support local business and all that), but we don't know how to go about finding one or what to expect the process to be. Do we find a block of land first, and then find a builder? Will the builder give us designs to choose from, or do we have to find someone else for that?

    And when do we take out and start paying the mortgage?

    I would love any advice from anyone who has been there, done that!


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    We found our block and then went and met with a few different builders to see what their costs were like and to take a look at homes they have built.

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    Default Who's had a new home built?

    We found a house plan we liked... Then had to hunt around for a block big enough!

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    Default Who's had a new home built?

    We also went and looked at a lot of display homes and fell in love with the one we chose.... We built the exact house with same interiors and colours... Which put the price up but worth it

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    Default Re: Who's had a new home built?

    We bought our block, got a construction loan approved and then started talking to builders. We spent thousands on having quotes/plans with local independent builders but ended up with a project builder as the local ones here would have cost us $100k more for a house slightly smaller.

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    It may be different in each state but I will let you know what we did in W.A.


    I would start by looking for your block. Companies do house and land packages but I found that too restrictive for us so we found the block first. Surf realesate.com, go for a drive in the neighbourhood you want to live to look for blocks or look in the realesate section of the newspaper. We actually got our block by seeing seeing a block, ringing the council to get the owner's name and making an offer to buy (it wasn't for sale but he decided to take the offer).

    Whilst we were in the process of buying the block we started going through display homes. Once we knew the orientation of the block, width and length and size we could make better decisons once looking. We are north facing so we made sure our living areas were not all on the east side to avoid afternoon sun, cross ventilation etc. Certain houses will be to wide/long so that will rule out quite a few. We also needed our patio out the back as opposed to the side due to how we wanted to entertain outside. We also knew that we had a set price, money to finish and contingency money. This helped when pricing the house out.

    You go through a display and that generally is the 'luxury' version and the basic model which is usually alot more affordable is smaller and none of the fancy features. Go through as many as possible and throw out brochures of ones you don't like as it can become confusing. Look at the changes you would like to make and ask the builder to price them up beforehand before you go with them. We had 3 different houses picked out and each one priced up our changes and came over and did a little presentation. This really helped to compare who was offering what. Also, don't be afraid to ask for extras. Most states are in a building slump at the moment so you usually get alot more extras (stone benchtops, reverse cycle ducted systems. You really need to go through and decide how best the space will suit you and your ongoing needs.

    Once you have decided on a house and company you then pay a deposit (we paid $2000) to get a soil test done and everything sent of too council and the bank. Once they all get approved you then will be sent brochures and told where to go choose brick, roof, tile and bench colours/styles. They then make an appointment for prestart and you then go through and decide everything. This took us a full day. Our company priced all of our changes up (such as extra powerpoints. We put in an extra 13 double ones) upgraded hot water system. You then work out if you can afford it, sign a heap of documents and off you go. Really really make sure you want to make no more changes before you go in. If we wanted to make any more changes after prestart it would have cost us $350 per change! So think about where you want light switches, powerpoints, lights, storage increase etc.

    They then start and you will make 4 (usually) progress payments. They invoice you for these. The builder gives you a form, you take it to the bank and they release the funds. You only start to pay interest only repayments on the money drawn down. We paid the builder by cheque by memory.


    They start building and they should have a liasion officer that will ring you and give you updates. They didn't need to as we were there most days checking progress. We had a few issues that we were not happy with and had some words with the site supervisor but we stuck to our guns.

    Once finished you have a final inspection meeting and you go through everything! Turn taps on and make sure they aren't leaking in cupboards, hot water works etc. We had 10 issues we were not happy with and they then had 10 days to fix it. On the 10th day we did another inspection and then went to the office and paid the final payment. We got our keys, a hamper and a heap of paperwork for warranties.

    We then had another month before we could move in (painting, flooring, aircond)

    Phew! Hope that helped!
    Last edited by Aquillah; 23-01-2013 at 16:27.

  7. The Following User Says Thank You to Aquillah For This Useful Post:

    champagne  (23-01-2013)

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    Default Who's had a new home built?

    We found a builder and a house design that we loved then went looking for a block of land. We didn't want to buy land then have trouble fitting/orientating the house on the block.


 

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