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  1. #41
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
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    Default Minimum weekly expenses?

    $790 not including savings.

    We pay rent, put a certain amount into an account which covers groceries, fuel, phone credit, insurance, car rego, Christmas fund for the next year etc.

    At the moment we are saving my whole income and living off DPs. We have about $400/fn left, so $100 a week each. But usually we put $200 into savings as well, and live off $50 a week each (for coffee, occasional lunch or something).

  2. #42
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    Mine is about 525 for rent, gas/electric, mobile, internet, food and other household things

  3. #43
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    Each week i pay $450 rent, $50 off power (so its not huge when i get it), $50 off my phone & $50 off DPs phone bill (for same reason, so its not actually owing when we get it), $300 food/household items, $250 childcare, I put $100 in another account to cover rego, insurance for 2 cars & a boat, and $50 in DD's account for when she gets older..... crap looking at it like that it sounds like alot! No wonder we are broke every week!

  4. #44
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    A little under $1000, maybe $950 of necessary expenses:
    That includes:
    - mortgage
    - private health
    - car, house, contents insurance
    - power
    - rates and water usage
    - internet, mobile and phone
    - car rego and licence renewals
    - Food & petrol (this category can vary making the weekly total impossible to get)

    So I havent included miscellaneous or gift spending but thats because so far we have no budget for those its on a whatever is needed/what money we have basis

  5. #45
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    Default Minimum weekly expenses?

    Mines about $800 for mortgage, loan, phones, insurance, foxtel and food. I love foxtel though I couldn't get rid of it!

  6. #46
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    Default Minimum weekly expenses?

    Minimum in our house is $1000 per week. All bills and living costs per month divided by 4 gave me this figure. Our insurances etc are our biggest costs.

    So this is mortgage (which is less then $300 per week) car loan, all insurances (life, health, house, cars, contents) groceries, phone, Internet, etc etc
    Last edited by 1CrazyMoose; 15-01-2013 at 13:49.

  7. #47
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    Default Minimum weekly expenses?

    Quote Originally Posted by Izy View Post
    Monnie- write down all the categories everyone else mentions then write down your figures in what ever frequency they come in.

    Then multiple to bring it up to the year (*26 for fnight, *12 for monthly etc). Once you have your annual figure for it all divide by 26 for your fortnightly expenses or 52 for your weekly.

    I used to have the allocated amount go straight into one account for bills, and the rest into a savings/other account for unexpected and savings. Worked fantastic.

    Now I have my scruge patterns down pat I have it all go in and shuffle based on interest rates lol
    I understand that but the fact we have bills coming out of two separate accounts and I just wouldn't even know where to begin. I might sit down tomorrow and budget that way I have a good idea! All I know is $200 rent fn and $150 fn phones!

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    Default Minimum weekly expenses?

    ...

  9. #49
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    Default Re: Minimum weekly expenses?

    Once you have it written down and worked out how much is bills pet pay cycle it'll be easier to work out who should be paying which bills, and from there you can work out how much you should be saving from each account.

    As they say, knowledge is power

    Spent from my dome. Excuse autocorrect

  10. #50
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    Default Minimum weekly expenses?

    Currently without paying rent out expenses are

    Mortgage (land)
    Rates
    Water
    Loan
    Car insurance
    Life insurance
    Mobile phones

    These alone are 520fn.

    When we find a house (living with inlaws at the moment) you can add an extra 1000fn approx for rent, electricity, groceries, petrol.


 

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