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  1. #1
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    Default Are school costs cheaper than daycare?

    I will have 2 children who will cost approx $1200-1500 per month in daycare fees when both f/t next year. DS1 will be 2.5 and DS2 will be 1.

    My question is how much will I save (if any) when they start primary school?

    I'm planning public for primary, but private for secondary if I can afford it. Which is part of the reason I need to get prepared financially now and work out what type of mortgage I can afford on my own while trying to save for their future school costs.

    So I guess my point is if I get to save about $1k per month in daycare fees when they start school, that could be put away for their education fund and I potentially could afford to stay where I am instead of selling. If that makes sense at all!!

    ETA - I have to settle or sell my current house by end of the year (to settle with exDH).

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    It depends on a lot of things. Will the kids be going to before and after school care every day?

    When DD was in daycare four days a week it cost me around $550 a fortnight. Four days of before/after care costs me about $250 a fortnight. However daycare used to provide absolutely everything, including food. With school I have the added expenses of uniforms, excursions, stationery list, "voluntary" contributions etc. These are all one-off costs at the beginning of the year, rather than fortnightly expenses. Then there is lunches and snacks to send every day. There is often something else at school I need to send money for - fundraising activities, casual day, mothers day stall, things like that.

    So it's really hard to put a figure on it!

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    I find the cost of schooling dramatically cheaper than daycare. You've got the upfront uniform, books, stationery cost each year. Then throughout the year you will have excursions, possible sporting/music fees, the odd pizza day, free dress day which cost between $1-$6.
    My after school care costs are considerably cheaper than daycare fees as well. I guess it will vary for everyone though as cost and requirements will vary amongst schools and even states.
    Overall i think a public school and it's cost should be cheaper than daycare fees.

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    Default Re: Are school costs cheaper than daycare?

    My son never went to full time care but school is going to be a hell of a lot cheaper than kindy was! We paid over $3000 last year for his kindy not including extras we had to pay for, that was just fees.

    This year, his uniform cost $170, his booklist was $58 and the misc stuff like school bag, etc plus $80 in fees for the year... significantly less money for us.

    Sent from my GT-I9305T using BubHub

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    Default Are school costs cheaper than daycare?

    Full time child care was by far the most expensive for us so far, then 4yo kinder, then prep (this year) which cost $350 for the year including two levies, $230 for school uniform inc shool bag but not winter trackies, still need to get new runners ad art smock though.

    I think you'll mange to save a good chunk each month once your two are out of daycare.

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    Default Are school costs cheaper than daycare?

    Quote Originally Posted by shelle65 View Post
    It depends on a lot of things. Will the kids be going to before and after school care every day?
    Very good point and one I hadn't even thought of yet! Is this a set fee or dependent on hours there?

    If my job situation were to remain the same as now hypothetically....I'd be dropping off at around 8am and collecting at 4.30pm. However my Dad could collect when school finished some days too if need be.

    My *plan* is to be able to do the drop off/pick-up as close as possible to school times. My current position and boss would allow that, but of course we are talking 4yrs down the track.

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    Default Are school costs cheaper than daycare?

    Definitely cheaper.

    Ds starts school this year and its costing us $2000 in school fees for the year (private school) when he was going 1 day a week at day care it was costing us $3840 per year with nothing coming back. Private school for full time (5day weeks) a posed to day care (4days a month) much much cheaper

    Uniforms for school were $300 but 2nd hand can usually be an option. Books etc cost $60 and the rest (bag, shoes, lunch box, library bag etc) $200 tops
    Last edited by 1CrazyMoose; 14-01-2013 at 13:20.

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    Most before/after school care providers will work similarly to normal daycare - it's just less hours. If you drop your child off at before school care 1 hour before school starts, they will still charge you for a few hours... and the same works if you pick your kid up at 3.30... they will still charge you a set rate of hours for after school care regardless of whether you use them all or not.

    I think at our centre it works out to about 5-6 hours per day for both before and after school care... so it's still cheaper than regular daycare, but the charge you similarly (how with daycare, you get charged 12 hours even if you only use it for 3).

    The cost of private school will just depend on which school you pick. You'd easily pay for many Catholic schools with that kind of saving... perhaps not so much for elite or exclusive schools, and some independants where it's around 15K per term.

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    Default Are school costs cheaper than daycare?

    Quote Originally Posted by SassyMummy View Post
    Most before/after school care providers will work similarly to normal daycare - it's just less hours. If you drop your child off at before school care 1 hour before school starts, they will still charge you for a few hours... and the same works if you pick your kid up at 3.30... they will still charge you a set rate of hours for after school care regardless of whether you use them all or not.

    I think at our centre it works out to about 5-6 hours per day for both before and after school care... so it's still cheaper than regular daycare, but the charge you similarly (how with daycare, you get charged 12 hours even if you only use it for 3).

    The cost of private school will just depend on which school you pick. You'd easily pay for many Catholic schools with that kind of saving... perhaps not so much for elite or exclusive schools, and some independants where it's around 15K per term.
    Thanks Sassy - the private secondary I looking at (only one our side of town anyway) is about $15k per year, per child. So that's why I need to start saving now, to at least get a head start on the fees IYKWIM.

    So how much then would you get charged for 5-6hrs of before/after school care? I have no idea on this and didn't even think to research yet.

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    At DD's school, before care is $13 per session, after care is $19 a session. As Sassy said, you get charged the same regardless of how many hours your kid is there. CCB and CCR apply too, if you are eligible.

    I would suggest, when the time comes, if you can adjust your hours so that the kids only go to after care (rather than both) you would save quite a bit. Eg if you went to work an hour later (9am) and finished at 5 instead of 4, you would be saving $130 a week by not using before care.


 

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