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  1. #71
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    Default Work and sahm

    Quote Originally Posted by Lili81 View Post
    Although how many kids are the childcare people are looking after? Plus it's part of their job to clean and tidy up after the kids.
    If you employ a nanny to look after the kids 5 days a week at home, it I expected that she would participate in cleaning and laundries activities.
    Oh my gosh I wouldn't! If I wanted someone to clean up after me that would be a cleaner. If I hire someone to look after my precious babies I want them 100% focused on them.

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    Quote Originally Posted by lemonpancakes View Post

    I also want to set an example for my daughter. show her that women can have career success and financial independence. i think why do we bother educating our girls if we then just expect them to give up their jobs once they have kids.
    I thought we educate our girls so they have a choice whether they "just" stay at home or work.

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    Currently you cannot get the aged pension until you are 67.

    The aged pension is currently 772.60 a fortnight for a single person and $582.40 each if a couple.

    Now, consider the extra health expenses involved in aging. Dental/dentures, drs and specialist appointments, glasses etc. Sure medicare will pick up some of the slack, but not all of it. Could you live on 385/week?

    And considering the government will not increase the pension, i doubt it will keep up with inflation. Plus if they continue to increase it, then what age will it come into effect when we reach that age? 70? 75? higher. Ok, so you may become too incapacitated to work, that means you can claim 714/fn. or 536.7 each for a couple.

    My grandad is a self funded retiree, he lives very well, gives very generous gifts. He reckons he lives like a king. DHs Nan is on a pension, plus she does tailoring work for cash and she scapes by as she doesn't own her own home.

    So i think that it is very important women especially, consider what they will do when they reach that age, and what they want out of their older years.

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    headoverfeet is offline The truth will set you free, but first it will **** you off. -Gloria Steinem
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    Quote Originally Posted by missie_mack View Post
    It is interesting to note that being at home does not automatically mean no super. There is actually a spouse super contribution tax offset for a working partner to put money into their non working (or low income earning) partners tax account. There is also co contributions that can be made by the government.
    This is what we do

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    Regarding pensions, there are some assumptions being made about those who stay home.

    Choosing to stay home doesn't mean that you can't be financially independent. Many SAHMs who I know have self managed super funds, investments, and/or businesses of their own.

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    Quote Originally Posted by moongazer View Post
    I thought we educate our girls so they have a choice whether they "just" stay at home or work.
    For sure, but not just girls, boys too!

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    Default Work and sahm

    It's not really the fact that being a SAHM isn't a valuable and great use of your days, it's that your hubby doesn't want you too.

    What if the hubby wanted to take some time off to be at home? It just seems like a lot of pressure to put in him to be the sole breadwinner once the kids are in school.

    OP I think at the end of the day, you need to sit down and work out what is best for both of you. Maybe you could compromise and only work 2 days a week, it would still bring in some extra money and leave you plenty of time to take care of your family and house the way you want.

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    Default Work and sahm

    Quote Originally Posted by MeetTheBluths View Post
    For sure, but not just girls, boys too!
    Of course boys too!!
    I was directly referring to a quite regarding girls!

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    Default Re: Work and sahm

    the question was raised and I answered as I did because most of my husband family seem to not have any thought for the future and I think everyone should at least consider the fact these safety nets might not always be available

    It wasnt an assumption that sahms don't have super

    **Mum, Dad, Big boy (Dec 08) and Baby girl (Feb 11)**

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    Default Work and sahm

    Quote Originally Posted by Someones Mummy View Post
    Saying I want to sit in the garden all day wasn't something I literally do or would, i love my garden and could but ofcourse im more busy than that. I thought people would get that. I have a 2 and 3 year old, of course I'm busy.
    I was thrown back by the lazy comments though, if you're a sahm and not contributing financially you're lazy or my dh 'slaving away at work' while 'I do nothing' is abit off to say. Just because you work outside the home doesn't make you more valuable, the work of a sahm is just as valuable. Money isn't everything, and I'm not setting a bad example to my daughter either. I have the right to make a choice about how I want to live, dh isn't supporting me, he's supporting our family, his job is just of a few we both do in order for this household to run, his just makes money, mine doesn't.

    I will most likely work from home or start my business. At the moment though, the way I feel I want to be a full time sahm, my mind is changed from wanting a big career (and it'll probably change again) I have my degree, I have my experience, I can get back into it at any time if I NEED to.

    Because we're renting and renovating and money gets tight he says it and I cringe when I think about it. In 2-3 years and we're more comfortable and the time comes I'm certain we'll talk properly about it and see where we are.
    Thanks everyone for your contribution. I didn't want this to be a debate or become an us vs them type thing. We're all different and have different lives and needs/wants, what woks for you or what you could/couldn't do doesn't apply to me.
    x
    To be fair to everyone your message has changed from your initial post. The original post wasn't waving the banner for SAHM's ....and the 'lazy' responses from other members weren't criticising SAHM's.

    You were talking about not wanting to work outside the home even when your kids are in school and you were happy more or less to potter around.
    That would make you a SAHH (stay at home housewife) not SAHM. Some were critical as once the kids are all in school what will you do with the free 5-6 hours a day? Unless you live in a McMansion it doesn't take 25-30 hours per week of kid free time to run a household. You would have a more relaxed pace than hubby and time to potter around. That, while your hubby is working at a probably more frantic pace, wouldn't be fair.

    If you plan to start your own business or what not then that's great. But I don't think you can blame people for jumping to conclusions as your earlier post really did come accross as you just wanting to potter around.

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