Woohoo....there are some right shonkies in here aren't there? LOL
Having known a person who has been busted for doing what has been suggested on here, I can tell you it’s not worth the long term pain for short term gain. Especially with all the crosschecking technology being used across many institutions. (Why do you think that electoral roll notification keeps turning up every time you move?) The person we know now has a criminal record, could no longer continue in her job and in future should she ever have to get a Police Check for whatever reason, her fraud offences will always pop up, she will always have to explain them and it will never ever go away. This has also had an impact on her employability. That same criminal record also limits where she can travel to and any loans she applies for in the future. Bugger that.
The current requirements for broking are minimal. (However, this is set to change). Which is probably why you’re coming across brokers who are giving the wrong advice. You have a duty to report them.
but people who are thinking of doing have to remember that it if you and you partner break up, you will not be entitled to the house (or it won't be sold and split 50/50 etc)
This is where a lot of people get a nasty shock in a break up. If your name is not on the Title Deed, you are not entitled to the property. Pure and simple. However, you can apply for an interest in it and in order to do that you have to prove that you contributed to the appreciation of the asset (the house) while in the r'ship. For example, if you paid mortgage payments or you performed some duty in kind; eg. you did all the housekeeping or raised the kids etc. Issues such as these are for a Court to decide and it doesn’t always rule in the applicant’s favour. Bear in mind, too, that if you are awarded an interest in the property you may also be saddled with a share of the debts/liabilities associated with it (rates etc) which also tends to provide another shock.