Hailzy: That's probably a good choice. I'm in the same boat. We are building a house (due to be finished in May) and getting married in a couple of weeks. I want to build up some savings again before TTC later this year.
Disney: I think it's okay to be anxious. The way I look at it is that the new family member gets to join in on our life adventures. That way you won't see a baby as a hindrance to what you might want to do in the future. Eg. I really want to go to Japan one day and I was thinking of saving up for that instead of having a bub so early in life. But why not save up anyway (may take a bit longer) and make it a family holiday one day down the track?