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  1. #1
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    Default First timer - where to start?!

    Hello everybody,

    this is my first time to bub hub as a member and I am also a first timer TTC! We are recently married but we are both keen to get started I have just signed up with Australian unity for pregnancy services and know I have a 12 month wait so hopefully will be able to wait three months before conceiving, I won't be sad if it happens though!

    I have an appointment with my gp today to discuss things but I am struggling to find more info about the costs of having a baby in a private hospital vs having a baby in public, what to expect etc, the possibility of getting into mater mothers or like programs. I'm currently located in Townsville and we are looking to move back to Brisbane within the next year so things are a little up in the air! Any info that could be provided would be so appreciated!!

    Thank you

  2. #2
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    Default Re: First timer - where to start?!

    Hi. I'm also new here and new to ttc, so can't help you out with any of your questions, but maybe we can be buddies? Hopefully one of the more experienced members can help us both out! I'd also like to know how much private hospital costs... (I'm in NSW)

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  3. #3
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    Default Re: First timer - where to start?!

    Hi. Congrats on ttc!! We upgraded our cover and fell Preg straight away so had to down grade again haha (not a bummer at all)

    Prices... You really need to confirm with your health fund. They will give you the best answers.

    'norm' is.. A consult fee with your private obstetrician (up to them what they charge) mine was $150 for first visit and $80 for every one after with medicare rebate on top. (I researched it all before knowing I was utd already) might be worth looking on Google. Word of mouth, forums. Finding some obs and ringing them to ask for prices.

    After 20 weeks you then pay the ob a booking fee. Some are 1 grand. Some can be 2-3 grand. Again. Up to the ob.

    You then have the admission to hospital excess (usually approx $250-$500) pending on what your health fund requires. You then pay any on top expense at the hospital. Ask your health fund about on top expense or gap expenses. They won't have a value as its up to the Dr but they can explain what it means. If you need a c section etc and for example the surgeon costs 1 grand and medicare only cover $800 then you will be paying the gap of $200 etc... Only hypothetical figures.

    You then may have to pay for scans aswell which can be $150 - $200 each.

    Sometimes these are included. It's really up to your ob.

    Then there's other things like birth classes etc anything you are interested in... Some health funds gve you a bit back for them. Others don't.

    Hopefully that starts to answer some of your questions.

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    Default Re: First timer - where to start?!

    More to add.

    Versus public. Only cost is scans that are additional (dating scan) and some blood tests. I know my friend just got a $60 bill from qml for a blood test which she didn't know about.

    Actual in hospital... Not a cent. Completely free.

    Differences. Depends greatly on the hospital itself. Public.. Usually a shared ward room. Usually don't have to many baths for water birth available. Hubby won't be staying the night with you after the birth. He of course can be there during active labour and for a while after birth but after that... He's allowed usually 9am-9pm on the ward. You'll be sharing a bathroom in a shared room. I know my local hospital is 4 to a shared room with 1 bathroom. No water birth facilities. Free birth classes

    Private.. The one I would have gone to if I waited my 12 months. Guaranteed bath in birth suite meaning water birth if I wanted. All single rooms so dh could stay with me and sleep at the hospital with me at all times. Private ob of my pick and whom hopefully would attend the birth. They try but no guarantees of course..

    Honestly. It's up to you. Ring around and suss out the hospitals you plan on going to. Suss out aus unity. You have 30 day cool off so get busy.

    Me. For 3-5 grand extra its not worth the private room and dh sleeping next to me. I'd love him to but not for that money. But then again I didn't get a choice either.

    Also suss out private hospitals as some send their anesthesiologists home during the night which can make an epidural a very long wait will the on call Dr gets out of bed.

    Lots to think about!


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    Default Re: First timer - where to start?!

    At first the shared bathroom freaked me out in a public room. All 4 ladies bleeding heavily after giving birth.. Sharing a bathroom. Kinda grosses me out.

    But remember. If there are no complications and bub is feeding well... You can go home... I know first timers that have been home within 6 hrs of birth. Most are only 1 night stays. If you do have issues its obviously a bit longer tho.



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    MrsR did a great job of informing you ladies so the only thing I am going to add is if you decide to go with an ob make sure you still see your GP for blood referrals. If a specialist (your ob) writes the referrals then you will be charged by Douglas Hanly Moir for all bloods (I learned that the hard way). I've paid over $300 in blood work and all because I didn't know that if my GP made the exact same referrals they would be free!

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    Default First timer - where to start?!

    My OB is no gap bulk bill. Management Fee is $1500 with some back from Medicare. He has ultrasound in office so thats free. any special scans will need to be paid for to external ( but that's private or public) .
    Excess for hospital is normally $500 however I get one fee admission per year so it's waved.

    Bub is also covered

  8. #8
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    Default First timer - where to start?!

    Congrats and welcome!

    I have PHI but decided to have my baby public as my husband is a doctor and i wanted to birth where he was working. I didnt pay a cent public and even all my scans (3) were free

    The private obs are the same as the public ones - they do both and the only difference is that you pay when you are private (even with PHI there is extra). You also see the ob more often as if you go public you will usually just see a midwife or your GP unless you are "high risk". I much prefer to see a midwife anyway though as most are really lovely

  9. #9
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    Default First timer - where to start?!

    Hey everyone, thanks for all of the info! I guess the only reason I'd like to go private is the private room....my cousin had a baby at Bwh and hated it but a girlfriend got into the birthing suite and I could stay the night with her as her birthing partner.... I would like my husband to stay but that's not essential as we have pets that need looking after too :-)

    Has anyone heard much about mater mothers or like programs? I don't know how hard it would be to get into?


 

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