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  1. #31
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    Health insurance is an especially big spending item once one adds a wife and kids and the expense is getting worse. A survey by the Kaiser Family Foundation discovered lately that family health insurance rates are continuing to trend way up.

    Source for this article: family health insurance

  2. #32
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    I like knowing we can pick a surgeon and get treatment immediately if we need it. We have needed it unexpectedly and those occasions are when it paid for itself. I don't want to gamble on whoever the public hospital has on shift or wait in pain for treatment.

    In saying that private health premiums are getting so expensive and you pay Medicare levy as well, with less rebate now for many. You really need to use the extras: free dentist check ups, free glasses, cheap chiro otherwise you end up paying a fortune for the peace of mind.

  3. #33
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    Quote Originally Posted by MMelissa View Post
    I like knowing we can pick a surgeon and get treatment immediately if we need it. We have needed it unexpectedly and those occasions are when it paid for itself. I don't want to gamble on whoever the public hospital has on shift or wait in pain for treatment.

    In saying that private health premiums are getting so expensive and you pay Medicare levy as well, with less rebate now for many. You really need to use the extras: free dentist check ups, free glasses, cheap chiro otherwise you end up paying a fortune for the peace of mind.
    I agree....it provides options and we have certainly put it to good use over the last few years. We wouldn't be without it. If we needed to revisit our budget id work on other things before dropping our phi.

  4. #34
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    Havent read everything but
    -free prescription glasses every year
    -dental
    -chiro/physio/whatever other therapies you can get rebates for
    -if u ever need an operation or to be in hospital, private tends to get you in quicker without the long waiting lists that public tends to have. You will still be out of pocket a little bit but weigh that up with the benefits of not having to wait ages


 

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