I have just reached my safety net with medicare and am trying to decide whether to do my first IVF cycle next month (before end year) or whether to wait until the new year. Regardless I can only afford one cycle as I am a single mum now and would be using donor sperm. The thing is, I am 39 with a low AMH. I want to do this cycle before I turn 40 in April however I feel like I am not emotionally ready this year as have a few things going on personally, one of which is I have just started seeing someone but it is too early to know if it could be serious or not.
My concern is, if I don't do it before 2013 then will next year be more expensive since I will be back at zero for the safety net?? Is it a huge difference in cost? I hope I am making sense!