All the bills seem to come at once this time of year - rates, water, elec. I guess on the bright side that means a few months off from them over the holiday period. We have enough to cover everything but nothing for spare bits & pieces if you know what I mean; just trying to see the cup as half full and be grateful we can cover bills, eat well etc. Might have a little room to move around March '13 with no disasters between now and then. Only debt is mortgage, but that on one low wage is enough!