probably the best. because the closer your wife gets to the end of the pregnancy the more appointments she will need. she will eventually need to go every 2 weeks then every week at the end of it. Plus you have the 20 weeks scan as well. and if you need any other scans etc those too..
but yes wow as i said, lucky you rang up to find out, you wouldn't want to just guess and get a huge bill at the end of it.
I know an Australian family who hadn't observed the phi waiting period and wanted to go private still .. They had to take out a $15,000 loan. And that's just for the hospital costs, not OB checks which they could put half on Medicare.
"Children born to a permanent resident of Australia
Children born in Australia automatically acquire Australian citizenship if at least one parent is an Australian citizen or permanent resident at the time of the child's birth."
I was on a 457 for a while and yes I required coverage. As I'm a Brit there is a reciprocal scheme with Medicare but I'm not sure about other countries. There is a list of countries that have reciprocal schemes but you'd have to look it up!
Do you already have some sort of insurance as part of your visa conditions?
I was a 457 from a country with no reciprocal agreement like the OP.
Either your PHI covers pregnancy or it doesn't. If it doesn't you will have to go public and pay for everything. Nothing back from Medicare.
There are 3 options :
> call your PHI, explain your situation and see if you can get some kind of deal (pay higher premium)
> negotiate with your employer to see how/if they can help you with your situation
> apply for PR by getting your skills recognized (this is a longer road but not requirement for having been in your work for 2 yrs+).
You could apply for a PR subclass 186 with Direct Stream entry.
To be eligible to apply, you must provide a positive skills assessment in your nominated occupation + provide evidence of at least three years of relevant work experience + have competent English.More info here http://www.immi.gov.au/skills/skills.../subclass-186/
Last edited by ExcuseMyFrench; 31-10-2012 at 08:52.
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