DH and I cureently have x2 children 5yo and 2yo.
We desperately want to have #3.. soon so we keep the age gaps close.
We have been saving for a home... although we are not looking to buy for another 2 years.
Just wondering if having a extra dependent 3 rather than 2 would effect our chances of loaning for our home loan in a couple of years...
We will have aprox 50k deposit(prob buy a $200,000 - $250,000k home max amount). We earn over 120k pa combined working income. No debt etc..
And buying earlier than 2 years is not a option for us at this stage as I have made a commitment to my family memeber who I am renting off to stay here for another 2 years..
Sorry for the boring post and any answers will be greatly appreciated..