At the moment Im really struggling with my finances, and im trying to work out how to pay everything off cheapest and fastest way possible... I pretty much owe money here there and everywhere!
Im looking at a debt consolidation (NOT an debt agreement) and would really like peoples experiences and personal advice (i know people may not be able to give professional advice) - Im currently only on centerlink payments, so would have to be approved with this as my income....
Long story short, I lost my job when I was 18 weeks pregnant due to staff cuts . I have a few credit cards, which were all payed off, nothing owing.... But once I lost my job I wasnt eligible for centerlink payments, and had no money, so to buy things I used my credit cards (stupid i know!) but now my LO is almost one and Im still struggling to pay everything
So im just after some advice and options on what I could do to help myself
(also please dont say to get a job as I have had a few jobs, but was actually getting more on centerlink.... I also have a new full time job lined up, but will only be getting about an extra $100 per fortnight than what I get now, which will help but stil not a huge amount.)
Sorry this was so long
And thankyou for your help!