I'm expecting my first bubba in about 12 weeks and have spent the entire pregnancy getting on top of my outstanding debts. Actually quite proud to say they are all completely under control now!!
I will be paying off the remaining debt for probably another 6 months and don't have a credit card or anything either. I will be a single parent so want to budget my money as precisely as possible.
Could you tell me what stores, apart from big w, Kmart or target, that do layby? This is basically for my information when I need to get something for myself like clothing or shoes. (This should be a rare thing but I just want to know where to go when I need to).