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  1. #81
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    Default how much debt are you in ?

    Total debt comes to $210,000.

    Mortgage is $196,000 and the rest is from renovating, forgotten bill from over a year ago whoops and other small bills that were all unexpected and all at once. Rrrrr

  2. #82
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    Quote Originally Posted by GirlsRock View Post
    We have our mortgage.

    I am curious to know why people with multiple debts (ie: credit card, car loan, personal loan etc) don't speak to a financial institution about consolidating the debt so they only have one debt to pay. I'm not being rude, I just wonder if people actually know its an option in some cases.
    I didBest thing I ever did...

  3. #83
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    We just have the mortgage really.

    Cars owned outright. We still have HECS debts, but OH has nearly paid his off and mine is over halfway there. Not too worried about that (just paying that off as I work, haven't made any extra contributions).

    We both have credit cards, but they are used strategically for purchases, making the most of interest free periods, and always paid off at the end of the month.

    To the OP, I hope things pick up for you soon.

  4. #84
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    Default how much debt are you in ?

    OP I hope things get better soon...

    We have $160k on our mortgage, own cars outright & have just paid off our personal loan (8k) & CC (2k) yay! However we are about to buy a block of land so will take out a 2nd mortgage which will take us up 380k but I see it as good debt.

  5. #85
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    Default how much debt are you in ?

    Debt I have is about $1400. $400 - parents. $600 - ge card. $400 - Coles store card. I pay all every fortnight. It will be higher when I start Tafe and uni.
    Last edited by Jensha; 22-08-2012 at 20:38.

  6. #86
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    Default Re: how much debt are you in ?

    I owe $67 to the bank in overdrawn fees, otherwise.. None!
    I rent, own my car completely, have no loans or credit cards & in May cleared my credit rating completely

    Sent from my GT-I9100 using BubHub

  7. #87
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    Default Re: how much debt are you in ?

    We not long consolidated all of our outrageous cc debt. So have 27k on a personal (which also includes the car). Some of that was also accumulated from fertility treatment. So not all bad debt in my eyes.

    Cc from the business 4k
    GE 2k
    And I have now got a newly acquired hecs debt of 6k.

    So all in all about 39k hope to have it paid off in the next year or so as our business picks up and with my employment i also earn a relatively reasonable wage.

    That plan may change completely if we finally get our BFP

    To the OP - i really hope things start picking up for you soon.

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  8. #88
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    Default how much debt are you in ?

    5 mortgages

    $$$$$$$$$$

  9. #89
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    Default how much debt are you in ?

    About $360k mortgage
    $6000 car loan

    That's it... Can't wait to not have a mortgage!! In about 25 years....

  10. #90
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    Default Re: how much debt are you in ?

    OMG...I don't want to think about it. We have two mortgages worth $500 000, cc and bills. How depressing.

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