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  1. #11
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    I cant give advice on the hospital/medical side of things - but when my DP and I were organising our house loan I was also buying a new $30,000 car. The bank was more than happy for us to roll the two into one house loan (would have meant lower interest rate on my car). In the end we declined as the house was for both of us and the car was only for me. We took out a house loan and a seperate personal loan. I would definately speak to the bank and see what they can do.

    Hope you sort this out quickly!
    Last edited by Taiyed; 30-07-2012 at 21:19.

  2. #12
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    Witwicky is offline A closed mouth gathers no foot.
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    Quote Originally Posted by babyla View Post
    Sorry to hear this is happening.

    Medicare will be covering all hospital bills and extra specialist care.

    I think your best bet is contacting the hospitals welfare co-ordinator - public hospitals have counsellors etc in place who can send you in the right direction for emergencies such as this and put you in contact with various organisations for accommodation such as red cross.

    I think a personal loan for this will take too long and there are measures in place with welfare organisations to assist people in these types of situations.

    Good luck!
    I agree with this. There is a lot of support available for people in these types of situations.

    Completely different scenario, but our son was in hospital earlier in the year and the social worker arranged a lot for us to assist financially while we were there.

    My friend has also been in a similar situation to your sister with a premmie and she obtained assistance with help from the hospital social workers. There are also crisis payments available from centrelink.


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    Quote Originally Posted by Taiyed View Post
    I cant give advice on the hospital/medical side of things - but when my DP and I were organising our house loan I was also buying a new $30,000 car. The bank was more than happy for us to roll the two into one hous loan. In the end we declined as the house was for both of us and the car was only for me. I would definately speak to the bank and see what they can do.

    Hope you sort this out quickly!
    So the bank had no problem with two separate loans?
    That's the aim here, to make sure she doesn't have any EXTRA stress on top of what is going to be a long, harrowing journey for her.

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    Quote Originally Posted by Witwicky View Post
    I agree with this. There is a lot of support available for people in these types of situations.

    Completely different scenario, but our son was in hospital earlier in the year and the social worker arranged a lot for us to assist financially while we were there.

    My friend has also been in a similar situation to your sister with a premmie and she obtained assistance with help from the hospital social workers. There are also crisis payments available from centrelink.

    I'll call in the morning. Thank you all... I feel so useless...

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    KIs it possible to just lend her a bit each week until she's on her feet again?

    ETA what about asking all her friends and family to chip in something to help her out? You never know what people might have to give.
    Last edited by daysta112; 30-07-2012 at 21:25.

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    Quote Originally Posted by daysta112 View Post
    Is it possible to just lend her a bit each week until she's on her feet again?
    Of course that's an option. I'm just the type of person who likes to fix things RIGHT NOW! Lol it's the only way, apart from emotionally , that I can support her.

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    The bank suggested the combined loan to us, we didnt even ask. I just happened to mention i was thinking of buying a new car when we applied for the loan. They had no problem with the two seperate loans as we were both working and could afford to make both sets of repayments. Both of us have a good credit rating and we had previous loans etc with the bank so they knew our banking background.

    I think its def worth trying with you bank - it cant hurt.

  8. #18
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    Quote Originally Posted by Taiyed View Post
    The bank suggested it to us, we didnt even ask. I just happened to mention i was thinking of buying a new car when we applied for the loan. Both of us have a good credit rating and we had previous loans etc with the bank so they knew our banking background.

    I think its def worth trying with you bank - it cant hurt.
    Thank you I was afraid of even asking in case they just said no to everything... Paranoid much?

    Well if I can't get a personal loan or get the hospitals help, it's always an option to wait to buy our house I suppose. Hopefully it'll stay on the market...

  9. #19
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    And just so I can assess all the options...I hear a lot about financial institutions that will lend to people with bad credit, but with high interest rates, but I don't know any.
    Does anybody have a suggestion so I can have a gander at their website?

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    Best of luck - i hope it all works out and you are able to help your DPs sis. She will need all the love and support you can give


 

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