Thank you for sharing your experienceHow do you afford it?.. Seriously?
Working for me is the key. Ive been on full PPS and FTA A+B whilst studying and also received Department of Housing Assistance in private rental due to a wonderful program they have for women after Domestic Violence. I only just scraped by then and there were no luxuries.
How much is single parents pension for 1 child (2yo)?
From memory its around $640 per fortnight
Do you still get family tax benefit A&B? and how much is it?
Before working i used to get close to $400 per fortnight including rent assistance. Now i get just under $200 again including rent assistance
How much is your rent & how many rooms do you have?
My rent is $300 per week. I live in a modern two bedroom two bathroom apartment with a verandah that is the size of the whole house. I am very lucky to have that for DS to play in(he is 2). We have more than enough space for the two of us.
Can you afford a car?
Yes. My car is fairly new and i use it for work purposes which is great at tax time.
Do you work?
Yes. Full time and sometimes i pull extra hours on the weekend. Not so much for money because i am very lucky to be on a high income but for career development which has paid off.
How much can you earn a week before it affects your payment?
I think its around $1700 per fortnight before tax. I don't receive any PPS and haven't for a long time but it is far more beneficial for me to be exceeding that limit and bringing in the extra dollars.
Is your bub in care any days a week? And if yes, what percentage of the full cost do you have to pay?
DS is in full time daycare - 5days per week and sometimes i have to pay for additional babysitting through a private baby sitter if i want to pull a few extra hours at work. I pay something like $400 per fortnight after all rebates and benefits.
Do you get payments from FOB and what percentage of his wage is it and does it affect your payment?
I am "supposed" to get around $180 per month but i only get that if EX decides to stay in the one job long enough to have his wages garnisheed. Currently i am getting that plus about $20 extra for repayment of cs debt but i have come to not rely on it as it could go at any moment.
Do you get rent assistance and what percentage of your rent is it?
I think i get a small amount of rent assistance but i have no idea what it is.
As for luxurious.......now that i am working i can afford a fair bit. My car is modern, my furniture and house is nice, I am able to afford lite'n'easy because i work a lot and lacking time to cook and buying take away was making me fat and feeling like crapola. Yesterday i indulged in a facial. I don't drink much but i can afford a bottle of wine or two if friends come over. I can afford the odd night out but it rarely happens due to my work schedule and i enjoy spending my time doing mummy/son things nowadays instead. I have private health insurance- hospital and extras. i have an education fund for DS and he is on the list for a private school which i save for. I also have other savings for when things like rego pop up. Our life is pretty fantastic and DS doesn't go without but that is only contributed to the fact that i work my butt off and earn good money. It was a hard time for us when we were relying on government support but also a necessary time to ensure that in the future we would be in a good position which finally arrived.
I would love to be in your position in a few years.
I am still studying so I'm guessing the good times are still far off.
Do you mind me asking what your job is?