+ Reply to Thread
Page 1 of 2 12 LastLast
Results 1 to 10 of 12
  1. #1
    Join Date
    Jun 2008
    Posts
    5,408
    Thanks
    181
    Thanked
    704
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts

    Default Who else HATES banks!!! rant

    I just rang my bank to try to get them to put a stop on this direct debit that refuses to quit. But nothing is that easy. I have to fax a written thing to say I want it cancelled all because this stupid company that DH signed up to (save the deadly cobras or something like that) and they take 60 dollars every month even though THREE times I've called up to say cancel!

    And my bank can't do anything but put a block on it. Then, all this company has to do is change the amount or reference.

    Considering opening a whole new bank account and just get away from two stupid places.

    RANT OVER. Must have new mother hormones/mood swings.

  2. #2
    Join Date
    Jul 2008
    Posts
    21,647
    Thanks
    15,089
    Thanked
    11,255
    Reviews
    14
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    Awards:
    Busiest Member of the WeekBusiest Member of the Week - week ended 5/2/14Busiest Member of the Week - week ended 31/10/14Busiest Member of the Week - week ended 24/10/14Busiest Member of the Week

  3. #3
    Join Date
    Jun 2011
    Posts
    297
    Thanks
    44
    Thanked
    103
    Reviews
    0
    Is it a joint bank account or an account in your name? The bank should not be letting it continue.

    I would be changing banks.

  4. #4
    Join Date
    Jun 2008
    Posts
    5,408
    Thanks
    181
    Thanked
    704
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    We have a joint acc and added to that is a single acc in my name. They can't do anything. And trying to get in contact with this company is useless. I've since banned DH from signing direct debit.

    We are switching banks.

  5. #5
    Join Date
    Aug 2006
    Posts
    2,152
    Thanks
    43
    Thanked
    126
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    How annoying!

    We just got a letter in the mail today. Our account wont support the new stupid system or whatever so if we don't close our account ourselves then they will close it and open a new one in September. We have cheques waiting to go through, DH's salary going into it, Shares dividends going into it and Rent coming out of it. So that means we will have to try and organise everything to be changed and hope that all the cheques get banked soon I guess. SO, annoying!!!

  6. #6
    Join Date
    Oct 2011
    Location
    Adelaide
    Posts
    1,439
    Thanks
    732
    Thanked
    452
    Reviews
    1
    Achievements:Topaz Star - 500 posts
    Hi bnr - if you have twitter complain about the bank on there. My bank acts very quickly to 'tidy up' issues when people tweet about the bank. Its probably worth opening a twitter acct just to get their attention.

  7. #7
    Join Date
    Aug 2011
    Location
    Brisbane, Qld
    Posts
    2,906
    Thanks
    971
    Thanked
    780
    Reviews
    4
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    We just told our bank to shove it recently and opened up a new account elsewhere and they couldn't have been more helpful.
    Good Luck x

  8. #8
    Join Date
    Feb 2012
    Posts
    216
    Thanks
    23
    Thanked
    23
    Reviews
    0
    Isn't there something nowadays where if you change banks or open a new account the banks are required to talk to each other and port over all details of direct debits and the like? Try Moneysmart.gov.au or google it. I'm pretty sure it was coming in soon if it hasn't already.

  9. #9
    Join Date
    Jun 2009
    Posts
    782
    Thanks
    21
    Thanked
    88
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    The thing is, you cant close an account that is in debit. So you either have to pay whats already in arrears (if it is in arrears) or have the bank write the debt off. They can close the account (if at a zero balance) but if a direct debit tries to go through, it can 're-open' the account.

    I guess the bank look it like they are a 3rd party. The customer signed a contract with another company to take the money so the issue should be taken up with the company taking the money. I get that it might be hard to get in contact with the direct debit company but yeah, thats how banks see it.

  10. #10
    Join Date
    Dec 2011
    Posts
    454
    Thanks
    24
    Thanked
    58
    Reviews
    0
    Have u written a letter to this charity comp? As some need a letter to stop payments, sometimes phone calls just won't do
    They are so good @ sucking u in by saying just sigh up if u change ur mind contact us.
    I just say I have charity's I donate to already sorry


 

Similar Threads

  1. My 18 Mth odl hates going to sleep
    By JolyV in forum Toddlers (1 year olds)
    Replies: 0
    Last Post: 07-06-2012, 10:07
  2. HELP 8wk old HATES the car
    By Rachel0204 in forum General Parenting Tips, Advice & Chat
    Replies: 9
    Last Post: 29-05-2012, 21:00

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Babybee Prams
Save $50 in our pre-Christmas sale! All Comet's now only $500. Our bassinet & stroller set includes free shipping AUS wide, $75 free accessories, 18-months warranty & a 9 month free return policy. Check out our new designer range today!
sales & new stuffsee all
Pea Pods
Buy 2 Award Winning Pea Pods Reusable One Size Nappies for only $38 (in your choice of colours) and receive a FREE roll of Bamboo Liners. Don't miss out, we don't usually have discounts on the nappies, so grab this special offer!
Special Offer! Save $12
featured supporter
henry and grace
Summer Cool. We are the only brand in the world to use ultrafine Merino wool to produce the finest, softest & most luxurious garments whilst keeping mum and bub cool and dry. Wear them multiple times before machine washing-hard to believe, but true.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!