Hi ladies Just wondering if you could help me out here? I really have no idea about how private health insurance works, and which ones provide the best cover for IVF.
My partner and I would like to get PHI, so that when the time comes for us to start the IVF journey, our expenses would be greatly reduced. We have discussed having our first child together, but that probably won't even come into consideration for another 12 months or so.
Can you please explain how it all works? Are you still eligible for medicare rebates with PHI? Do you still have to pay a gap? Or do the cycles end up equally as expensive with PHI?
Forgive my ignorance, I really have NO idea how it all works. Hoping some of you could help shed some light on it. Thanks