My boyfriend and I are in the process of trying to secure a home loan. My gosh its stressful!!!
Have you been through this and what was your experience? What should i expect once we (hopefully) finally get the approval?
We're in QLD, have chosen a house, signed the contract, organised a deposit and are just waiting on the bank to hopefully approve us.
I know the rates of sucessful 1st home buyers applications arent particuarly favourable, especially when i have NO credit rating :s