+ Reply to Thread
Results 1 to 7 of 7
  1. #1
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
    Join Date
    May 2008
    Location
    in a glass case of emotion
    Posts
    12,409
    Thanks
    1,187
    Thanked
    8,058
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts

    Default To reduce credit card limit...

    I'm wanting to reduce my credit card limit in $500 increments until there is only about $1000 left as my emergency stash.

    My question is: I've currently got a $4000 limit which I've reduced from $7500 since I got back from travelling. Back when you could reduce online, as well as increase - now you have to go into a branch to reduce it I could have paid it off but I'm shocking at giving money away to banks, so while I can save that kind of money, it's gone into my new car etc so far.

    I've got $563 available on it now so I want to go into a bank and drop the limit to $3500 tomorrow (meaning there will be $63 only on the card - not a prob to me). Will they let me drop it if there's only going to be that much left on the card? I get paid on Thursdays and will chuck another $200 or so next week but there'll only be $63 til then.

    Grrr. Was so much easier to do it online!!!

  2. #2
    Join Date
    Nov 2011
    Posts
    3,666
    Thanks
    1,426
    Thanked
    1,431
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    CBA let's you drop it over the phone - may be worth a phone call rather than wasting your time going to a branch.

  3. The Following User Says Thank You to Pesca77 For This Useful Post:

    rainbow road  (28-06-2012)

  4. #3
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
    Join Date
    May 2008
    Location
    in a glass case of emotion
    Posts
    12,409
    Thanks
    1,187
    Thanked
    8,058
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Quote Originally Posted by Pesca77 View Post
    CBA let's you drop it over the phone - may be worth a phone call rather than wasting your time going to a branch.
    Oh good. I'm with CBA. I gather you can only do it during business hours? I always forget my phone banking password though!

  5. #4
    Zombie_eyes's Avatar
    Zombie_eyes is offline Formerly Diamondeyes
    Winner 2012 - Biggest Computer Nerd
    Winner 2013/14 - Funniest Member
    Join Date
    Aug 2011
    Posts
    9,354
    Thanks
    2,835
    Thanked
    9,033
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    100 Posts in a week
    We drop it over the phone with commonwealth, they dont care how much u have left on there, we drop it leaving it with 2-3 dollars left on there sometimes

  6. The Following User Says Thank You to Zombie_eyes For This Useful Post:

    rainbow road  (28-06-2012)

  7. #5
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
    Join Date
    May 2008
    Location
    in a glass case of emotion
    Posts
    12,409
    Thanks
    1,187
    Thanked
    8,058
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Cheers. I'll call them tomorrow!

  8. #6
    Join Date
    Nov 2011
    Posts
    3,666
    Thanks
    1,426
    Thanked
    1,431
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 posts
    They say the call centre is 24/7 do maybe give it a go now if you like? Otherwise yes tmrw - saves the hassle of the branch! I avoid them like the plague!

  9. #7
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
    Join Date
    May 2008
    Location
    in a glass case of emotion
    Posts
    12,409
    Thanks
    1,187
    Thanked
    8,058
    Reviews
    3
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    Done

    Thank you! Feel a little freer now!


 

Similar Threads

  1. My credit card has been hacked
    By beancounter in forum General Chat
    Replies: 7
    Last Post: 17-03-2012, 05:32
  2. Credit Card and Bank Account
    By A Party of Five in forum Family Finances
    Replies: 8
    Last Post: 04-01-2012, 15:48
  3. Credit card applications
    By Bank in forum General Chat
    Replies: 6
    Last Post: 15-12-2011, 09:57

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
christmas gift guidesee all Red Stocking
Einsteinz Music
Make music at Einsteinz Music in age-appropriate class in Sydney's Inner West, Eastern Suburbs or North Shore. For ages 6 mths - 4 yrs. All music is live! Christmas Gift certificates available for full term or casual classes. Call 0431 338 143
sales & new stuffsee all
True Fairies
True Fairies is the first interactive website where children can engage and speak with a real fairy through the unique webcam fairy portal. Each session is tailored to the child, and is filled with enchantment and magic.
Visit website to find out more!
featured supporter
Baby Sensory
Baby Sensory is the only baby programme that offers a complete approach to learning & development. Our classes offer an exciting world full of fun sensory experiences for parents and babies to enjoy.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!