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  1. #11
    headoverfeet's Avatar
    headoverfeet is offline The truth will set you free, but first it will **** you off. -Gloria Steinem
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    We have used certagy twice with no issues, was very happy with them wouldn't touch RR with a ten foot barge pole I had nothing but issues with them!

  2. #12
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    Quote Originally Posted by HarvestMoon View Post
    It may be interest free but they still have monthly account keeping fees attached So you will pay more. They also scam people by not taking the direct debits at the correct frequency. So if you are meant to do fn they will only take it once a month... come end of your contract a huge amount is remaining... then what?
    We paid $2.90 a month account keeping fee & they always took the money on schedule.

    Only ever had positive with them

    *shrugs*

    And we'd use them again if we have to.

  3. #13
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    Quote Originally Posted by HarvestMoon View Post
    It may be interest free but they still have monthly account keeping fees attached So you will pay more. They also scam people by not taking the direct debits at the correct frequency. So if you are meant to do fn they will only take it once a month... come end of your contract a huge amount is remaining... then what?
    I also had no issues with them

  4. #14
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    Personally I prefer to save up and then buy. I'm old fashioned that way. I like to go without and then work toward it. DP and I even did this with my new car.

  5. #15
    rainbow road's Avatar
    rainbow road is offline look at the stars, look how they shine for you
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    I agree, bad idea. If you're strapped for cash, try gumtree for desperate interim items. I bought a near new fisher and paykel fridge for $50 from a family moving to the UK and desperate to be rid of it. Have had it for almost 2 years and it's fantastic.

    I highly recommend recycling when possible!

    I also never pay for anything unless I have the cash outright. Recently we've bought a car, paid for a bond, and furnished a new place with cash we've saved. If you really look at your finances you can save a lot quicker than you may think.

  6. The Following User Says Thank You to rainbow road For This Useful Post:

    Mulva  (26-06-2012)

  7. #16
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    If your on a centre link benefit you can get interest free loans for white goods worth checking out

  8. #17
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    We have used them for about six years and never had a problem. I pay it through my centrelink so we never have to worry about it. We didn't have the money to buy a fridge and washing machine so it was our option. I'm glad we did it, beats using old dying ones that ate electricity.

  9. #18
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    Hi. I am on my phone so can't see where your from, but just wanted to Add that if you check out your local areas good will there are some places that do interest free loans for white goods. In Melbourne there is good shepherd. It's called nips loans. Maybe just google that?

    Sent from my HTC Desire HD using BubHub

  10. #19
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    We paid $2.90 a month account keeping fee & they always took the money on schedule.

    Only ever had positive with them

    *shrugs*

    And we'd use them again if we have to.
    Both my friend and i used them this year and looks like we have been shafted by them. She noticed they were only taking half the money from her account so i checked mine and it's the same deal.
    Wonder what they are playing at? I assume there will be some sort of late/penalty fee at the end of the contract.

  11. #20
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    A friend of mine used rentlo over 3 years ago for a basic laptop and she ended up paying as much as a top brand $2000 laptop by the end of it. I told her that she would be paying too much for the laptop but she wouldn't listen to my advice. I prefer to pay for my things outright. All of my furniture and electronics have been bought outright over 5 years ago when I got some money from my late great granny.

    In fact the only things I pay off in time is laybys or my new Irish dance costume which is paid off in installments. If its something major like the dentist I save up by budgeting very well.


 

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