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  1. #11
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    Haven't used it here yet but saved us £700 in the uk over 2 years as our cat had an allergy. Will always be making sure my animals are insured now!

  2. #12
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    Definitely read the fine print!

    Unfortunately vets are legally not able to offer any advice or recommendation as far as pet insurance goes. So it really is up to you to work out which one will suit you best.

    Having had a fair bit of experience with pet insurance companies, I can say it's definitely worth it, as long as you go and get cover BEFORE anything crops up... Because unlike human insurance, pet companies will not cover for pre existing conditions.

    Also, a lot of pet insurance companies will give "pre approval" for future claims (ie, if a pet needs surgery) so you know prior to claiming if they will cover the costs.

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    Rutabaga  (16-06-2012)

  4. #13
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    I have two dogs insured with Medibank Private for about $17/mth each. It covers them for up to $12000 accident or injury. Insurance companies make heaps of money, so obviously the average person pays more than they claim back. But it gives you peace of mind that if next week your pet gets hit by a car or bitten by a snake they're covered. If you decide not to get insurance, you could try to put away a set amount every month to help out if you get a big vet bill.

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    Rutabaga  (16-06-2012)

  6. #14
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    A vet once said to me 'Best get good insurance, as some pay out for regular worming and deflea-ing treatments. You can pay more in a year for those than you would for the insurance.' He bemoaned having awful discussions with people about the life-saving surgery their animal needed, that would have been affordable with insurance, and saved him those awful discussions.

    I've been looking into it for my dog, she's healthy and young, but has cut herself in past requiring hospital overnight stay (huge bill). Glad we could afford it at the time, but really wished we'd had insurance!

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    Rutabaga  (16-06-2012)

  8. #15
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    I want it but not sure where to start.

    I have 3 cats and 4 bunnies (2 birds and 3 fish but they dont see the vet.)

    Sent from my MB526 using BubHub

  9. #16
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    Petplan covers conditions for life which is why we went with it but they do not pre approve claims. We were okay with that though as their cover simply covers everything that was diagnosed after the waiting period of 21 days from takin out the cover. So we knew we would be okay.

    They are also the only ones that pay directly to the Vet. This meant that we didn't have to come up with the money and then be reimbursed months later. We filled out our bit of the form and the vet practice did the rest. It took 2 weeks for them to pay it so it was nice and quick.

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    Rutabaga  (16-06-2012)

  11. #17
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    I'm also pretty sure most pet insurance companies will only cover dogs, cats and horses. : /

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    Rutabaga  (16-06-2012)

  13. #18
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    Rutabaga is offline Getting it together, one day at a time.
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    Thanks for all the answers, very interesting and lots to consider. I'm looking at medibank and pet plan right now, so have a few pages of policy to read through! I ran our horse's details through pet plan as well, then doubled it cos we're looking for a second. HOLY HECK!!! But at the same time, they're probably the what we will end up spending the most on, health wise, so it would be smart to cover them. I'll ask around the rural supply people and see what they recommend, hopefully there's a less exxy option that they'll know about.

  14. #19
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    I have been thinking about pet insurance, but at the moment we have only one dog who has never needed a trip to the vet, so just something that's been lurking at the back of my mind, with no incidents to spur me into taking out insurance.

    I am unfortunately very well aware of the cost of an accident though, my family having had lots of animals when I was younger.

    My Mum's dog was bitten by a snake awhile ago and it cost something around $2000 at the vet.
    Not long after, she then had an accident that resulted in a stick in her eye (easily done!), which led to complication that added up to over $5000. Scary.

  15. #20
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    Quote Originally Posted by BBJunior View Post
    They are also the only ones that pay directly to the Vet. This meant that we didn't have to come up with the money and then be reimbursed months later. We filled out our bit of the form and the vet practice did the rest. It took 2 weeks for them to pay it so it was nice and quick.
    I'm going to look at swapping to this one cause that is awesome!


 

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