You seem to have so many changes happening atm it might be a good idea for you to see a counsellor and a financial counsellor so they can help you map out what you want/need for yourself and your kids and how to get there.
Actually... I thought most appointments were free or very cheap if you have a pension card? I understand not everything is but I would of thought special needs appointments would be
Last edited by insanity; 14-06-2012 at 13:06.
eta: I do get it with the appointments etc. We are waiting to see someone for one of our girls. I have been told I will have to pay $1,000 for those intial 2 appointments up front (will get some back from medicare) and that he may want some extra assessments done from other people which will cost extra.
Last edited by Dannielle; 14-06-2012 at 14:01.
DD2 + DD3: 9yrs
Cassie, i would say no less than 2 bedrooms. Have you also got your name down on govt housing? Its a long wait but its down at least.
Are you able to downgrade your pay tv service? I think we can upgrafe or downgrade to suit our needs on the contract we are on(not 100% sure as its not in my name and i dont pay for it). That will help aave a little bit. Even the basic package has an ok amount of channels to watch.
How do you do your groceries? Do you buy as you need or weekly/fortnightly? I always found it cheaper to do it fortnightly with just grabbing the odd thing here and there.
If you use public transport alot, is there a weekly or monthly ticket you can buy? When briabane had them i was buying monthly tickets and got more use out of it if i had of bought a single, daily or weekly ticket.
And def start looking for a job. Who cares what its doing, a job is a job. Even if you have to volunteer your time somewhere to get your foot in the door.
Good luck. I hope you can sort yourself out, get the right support behind you and succeed. It took a long time for me but i am doing ok now with everything and in a really good place compared to a few years ago.
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i cross all bridges with joy and ease.the "old" unfolds into wonderful new experiences.my life gets better all the time
If the OP is persecuted every time she posts, she will no longer feel comfortable asking for help.
Obviously entering into a pay tv contract is not a great idea on a low income, but who knows the circumstances - whether it was leftover from a relationship, or high pressure tactics from a salesperson or just a bad decision. But what is done is done.
As to the accommodation, I think the caravan idea in the SIL's yard has some merit, if you can can get over the hurdle of the initial purchase price. Perhaps the inlaws could buy it and you could pay them rent for it. I'm not sure how that would work with Centrelink rent assistance, or how you would feel about living in the confines of a caravan though.
I think that you can try to trim your budget a bit here and a bit there (food, rent etc), but the fundamental problem is that centrelink payments are very hard to live on, so it's probably better to try and increase your income by getting a job. My mum had a long time out of the work force and lost her skills, so she does cleaning and babysitting work which she can do quite flexibly.