If you get private health insurance which covers obstetrics and it says there is a 12 month waiting period, does that mean you would need to wait for 12 months before TTC?
Or is it just 12 months from your expected due date, and therefore you would be covered for any obstetrician appointments while you are pregnant? (e.g. you can start TTC 3 months after you have joined for your cover)
Thanks for any advice