I am after some advice on behalf of a friend of mine.
He has always maintained good credit, has a working history of 20 years and has never had any debt apart from a credit card ($1500).
His brother however did rack up a lot of debt using his identity. This debt has since been repaid and my friend was informed it would not affect his ongoing credit.
He is now finding it is affecting him and wants to have it on record that it was not him.
How can he go about intitating the process?