Hi girls thinking of increasing my cover...
I'm currently with NIB on a Basic Plus Policy which only has limited cover for IVF and no Obstetrics. We pay $173.00 a month.
We did manage to get $361.05 back from my 1st Full Stim Cycle with limited cover.
I'm having trouble working out who has the most benefits for the OPU #13212 & TR #13215
I telephoned Latrobe Health as they only have a 9 month wait for Obstetrics and they pay back on Top Hospital for OPU $417.42 & TR $65.42.
I telephoned NIB and they were so hard to deal with, wouldn't give me a conclusive answer on what they pay back on Top Hospital for OPU & TR.
To take out top hospital and extras with Latrobe PHI it is roughly from $240 - $265.
- Who do you have Private Health Insurance with?
- What do you pay?
- What do you get back from IVF & Obstetrics?
- Do you recommend your PHI?