Why is there the attitude about the OP having daycare though? If I were home all the time without work I think I'd NEED the daycare even more! Sometimes daycare is about more than just mum or dad getting income. It's about everyones emotional and intellectual wellbeing as well as mental health.
There are lot's of reasons to want to use daycare, and any time you find a 'solution' only to be knocked back for monetary reasons you're going to feel down about it, and I for one am happy for OP to vent.