+ Reply to Thread
Page 2 of 5 FirstFirst 1234 ... LastLast
Results 11 to 20 of 46
  1. #11
    bunkx's Avatar
    bunkx is offline Being happy doesn't mean that everything is perfect. It means that you've decided to look beyond the imperfections
    Join Date
    Feb 2009
    Location
    The Hills WA
    Posts
    6,575
    Thanks
    565
    Thanked
    1,252
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Interest free, just always pay it off before it due and make sure you can afford it

  2. The Following User Says Thank You to bunkx For This Useful Post:

    blissfulfairy  (08-04-2012)

  3. #12
    Join Date
    Jul 2009
    Posts
    1,914
    Thanks
    482
    Thanked
    552
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Save for it if I am Involved in the purchase...(fridge, couch, the expensive stuff)
    Dh went on a bit of an interest free bender not long after we moved to our second rental and we are still paying that off
    Now as I said, I put my foot down and we save

  4. The Following User Says Thank You to kezanazz For This Useful Post:

    blissfulfairy  (08-04-2012)

  5. #13
    Join Date
    Jul 2007
    Location
    Point Cook
    Posts
    985
    Thanks
    136
    Thanked
    468
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Normally credit card, but we use the cc like a revolving cash facility, so we essentially pay in a lump sum. We just bought couches which we paid off over the 6 weeks we were waiting for them to be made and delivered.

    Sent from my GT540 using BubHub

  6. The Following User Says Thank You to mrsdj1234 For This Useful Post:

    blissfulfairy  (08-04-2012)

  7. #14
    Join Date
    Apr 2012
    Posts
    317
    Thanks
    3
    Thanked
    74
    Reviews
    0
    We purchased our fridge from good guys and they don't do layby but we paid deposit after we had agreed on price and picked up and paid balance 3 weeks later when we were ready for it. Kind of worked like a short layby then without being called a layby.

  8. The Following User Says Thank You to Lovejoypeace For This Useful Post:

    blissfulfairy  (08-04-2012)

  9. #15
    Join Date
    Feb 2008
    Posts
    22,153
    Thanks
    3
    Thanked
    1,889
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 postsRuby Star - 15,000 postsDiamond Star - 20,000 posts
    I needed a new couch so rent from radio rentals. Will never do that again. If i can apply for an interest free period in the future, i would rather do that.

    Sent from my GT-I9000T using BubHub

  10. The Following User Says Thank You to Myztiks#1Fan For This Useful Post:

    blissfulfairy  (08-04-2012)

  11. #16
    Join Date
    Jul 2009
    Location
    Queensland
    Posts
    8,522
    Thanks
    2,929
    Thanked
    1,661
    Reviews
    36
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Awards:
    Busiest Member of the Week - week ended 26/9/2014100 Posts in a week
    When we bought our house we decided we would buy new appliances and new bedroom furniture. We had the money saved so paid for it all outright.

    In the past we have used interest free which was great as we always paid more than the minimum monthly payment and paid it off before the interest free term ended.

  12. The Following User Says Thank You to summastarlet For This Useful Post:

    blissfulfairy  (08-04-2012)

  13. #17
    Join Date
    Apr 2009
    Posts
    92
    Thanks
    4
    Thanked
    7
    Reviews
    0
    Some we saved. Some with the tax return - I always use this for new big ticket items and I'm thinking of doing certegy for this year . I brought my scooter this way and happy.

  14. The Following User Says Thank You to maestroandme For This Useful Post:

    blissfulfairy  (08-04-2012)

  15. #18
    Join Date
    Apr 2009
    Posts
    981
    Thanks
    194
    Thanked
    281
    Reviews
    0
    Achievements:Topaz Star - 500 posts
    Interest free for us. I've bought a dyson vacuum cleaner, dining setting, fridge, washing machine, dlsr camera etc over the years and never paid a cent interest.

    Work out how much you need to pay weekly to pay off the item/s and then make sure you pay it. I usually transfer $50 as soon as I've bought the item to give myself a little bit of a buffer as well.

  16. The Following User Says Thank You to felicia81 For This Useful Post:

    blissfulfairy  (08-04-2012)

  17. #19
    Join Date
    Nov 2008
    Posts
    14,057
    Thanks
    1,875
    Thanked
    2,608
    Reviews
    0
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 postsEmerald Star - 10,000 posts
    We buy outright. If we don't have the money then we don't buy it - simple.
    Luckily most of the time we don't have to save, but if we had to we would.

  18. The Following User Says Thank You to Guest1234 For This Useful Post:

    blissfulfairy  (08-04-2012)

  19. #20
    Witwicky's Avatar
    Witwicky is offline A closed mouth gathers no foot.
    Join Date
    Oct 2011
    Posts
    5,630
    Thanks
    4,446
    Thanked
    3,495
    Reviews
    10
    Achievements:Topaz Star - 500 postsAmber Star - 2,000 postsAmethyst Star - 5,000 posts
    Save up. I don't like living above my means, I prefer to spend what I already have. I got a car loan for our car and it's a huge regret of mine, I wish I had of saved up instead.

    We recently bought a dining table and chairs, TV stand, spare bed and couch outright and it feels so much better actually owning it, as opposed to owing money.

  20. The Following User Says Thank You to Witwicky For This Useful Post:

    blissfulfairy  (08-04-2012)


 

Similar Threads

  1. 1 free ticket to glamour mumz bootycamp
    By Annie4948 in forum North Adelaide
    Replies: 0
    Last Post: 25-10-2012, 06:26

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
free weekly newsletters | sign up now!
who are these people who write great posts? meet our hubbub authors!
Learn how you can contribute to the hubbub!

reviews
learn how you can become a reviewer!

competitions

forum - chatting now
sales & new stuffsee all
Hire For Baby Perth
New RETAIL store - Perth Hire For Baby Perth
Here at Hire for Baby, we offer a wide range of products from Child Restraints to Strollers, Stroller Accessories and Oricom Baby Monitors. Wholesale prices - till the stock ends. Buy from us and get the installation for FREE.
Like us on Facebook and get $10 OFF
featured supporter
Swim Australia
Swim Australia are the leading learn-to-swim experts, and national swim school authority. With over 600 Registered Swim Schools located across the country, through our aquatic education, we aim to build a Safer, Smarter, Stronger nation of swimmers.
gotcha
X

Pregnant for the first-time?

Not sure where to start? We can help!

Our Insider Programs for pregnancy first-timers will lead you step-by-step through the 14 Pregnancy Must Dos!