I have a female and she is just awesome! She is cuddly, but not annoyingly so.
Like, she doesn't really follow me around and moan for attention. She is very happy when I have time to sit down and cuddle her, but she's also happy to do her own thing. Although, once I get on the couch (or, TMI - the toilet ) I have no option but to have her curled up on me
I have never had a neutered male cat before, so I can't really compare the two for you.