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  1. #1
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    Default Budget sections

    Tell me what categories you have in your budget so that you are prepared for every single expense

  2. #2
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    Bump

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  3. #3
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    Rent
    Electricity
    Austar
    Insurance
    Petrol
    Driving lesson
    Food
    Rego
    Chinese (lunch treat)
    Internet

    What ever left savings

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  4. #4
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    Rent
    Electricity
    Gym
    Car loans
    Boat loan
    Austar
    Insurance
    Groceries
    Phone bills
    Petrol

    Then the rest into savings
    Last edited by brooke88(mum2b09); 06-04-2012 at 13:50.

  5. #5
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    rent
    electricity/gas/water
    car loan
    food
    internet/phone
    insurance: car, scooter and home
    petrol

    the rest in for saving

  6. #6
    Join Date
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    Home, where my life lies waiting, silently, for me.
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    fuel
    car reg
    insurances (house/car)
    'debt' (we took money out of savings for solar power)
    water
    food
    spending
    gym
    phones
    internet
    private health insurance
    emergency
    dd savings

    rates comes out of our interest/tax returns/ftb supplement

  7. #7
    headoverfeet's Avatar
    headoverfeet is offline The truth will set you free, but first it will **** you off. -Gloria Steinem
    Join Date
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    Australia
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    Car repayment
    Rent
    Telstra
    Synergy
    Alinta
    Water
    Rego
    Heath Insurance
    Motor and content insurance

    Food
    Fuel
    Parking
    Allowance

    The top ones are paid monthly the bottom ones weekly

  8. #8
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    Gas
    Electricity
    Water
    Rent
    Car payment
    Personal loan
    Credit card
    Rego
    PHI
    Petrol
    Groceries
    My allowance
    DP's allowance
    $$ for kids piggy banks
    Savings

    All bill money goes into a seperate account so there's no risk of us using it unless it's an emergency.

  9. #9
    Join Date
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    Well at the moment I have

    Rent
    Electricity
    Phone and Internet
    Austar
    Car loan
    Personal loan
    Credit card
    GE card
    House insurance
    Life insurance
    Pet insurance
    Camper trailer insurance
    Health Insurance
    Food
    Fuel
    Medical (drs & prescriptions)
    My allowance
    Husbands allowance
    Daughters savings

    I feel like there's something I'm missing?? Any ideas

  10. #10
    Join Date
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    Home Loan
    Bills (separate account: money in fortnightly to cover insurances, rates, electricity, phones, fuel)
    General Savings (separate account: money in fortnightly to cover house and car maintenance, new appliances, holidays, doctors bills)
    Education (separate account: school fees, because DH is insistent in private school)
    Donations (we give to our church every week)
    General spending (everything else)

    Basically, bills and savings get put aside, then whatever we have left is what we can spend. I tried having a lot more detail to my budget - and I still find this too detailed - but I found it stressful because I hated going over in one category and having to find money from another category to cover it. I spend less this way.


 

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