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  1. #51
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    Quote Originally Posted by L.j View Post
    My DH and I are on an average wage but for me finances would not decide if I wanted to have another child. The health of my babies does. We have a 1 in 4 chance that our babies will either not survive a pregnancy or will be born with a terminal condition. I would love, love, love to have another baby but my decision may already be made for me
    Hugs to you, LJ.

    Finances don't matter to me - I'll have what I'm given, which are 8 healthy biological children and I'm assuming we'll also foster eventually.

    Reading PPs, though, I'm very conscious I live in a country area. We have a mortgage on our 6 bedroom house, which we only use 4 bedrooms in cos I think its important for kids to learn to share). We only have 1 tellie, Xbox and wii, and our kids go to the local Catholic school, apart from A who began Boarding School for yr 11 this year. Her fees, incidentally, are equivalent to a quarter of my income, and I'm the main breadwinner.

    A, B and C were fortunate to have the opportunity to go overseas for a Secondary school excursion last year so we sent them - we would rather equip our kids with experiences and skills to make their own way in the world, as DH and I did, than organise their finances for them. A is struggling to keep to budget this year but that's a lesson best learnt now rather than as an adult with serious debt.

    Our kids play way too much sport (Little As, tennis, Aussie rules, cricket, dance, swim club, basketball). Not all play all but all have at different times. We think its again investing in skills. B, C, D and E are all receiving music tuition for the same reason and the young ones will have the same opportunity. A does public speaking lessons.

    We have regular holidays with our big tent. Each of the elder 4 kids has their own laptop and there are a couple of spares and the home desktop so there's no excuse for incomplete homework. We expect high academic results.

    I see the whole thing as us raising the society of the future (just like I see my students) for that's what kids are. I want all my kids, biological or not, to feel able to have a go, take ethical risks, and pick themselves up to try again if they don't succeed the first time.

    So my money is only there for family purposes.

    Sent from my HTC Runnymede using BubHub

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    betherina  (12-03-2012),L.j  (12-03-2012)

  3. #52
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    Quote Originally Posted by L.j View Post
    My DH and I are on an average wage but for me finances would not decide if I wanted to have another child. The health of my babies does. We have a 1 in 4 chance that our babies will either not survive a pregnancy or will be born with a terminal condition. I would love, love, love to have another baby but my decision may already be made for me
    Hugs to you.. I somewhat know what that is like. My brother and sister in law are faced with the same things. Their children have a 1 in 4 chance of dying in the first 10 weeks of life from a genetic decease.. it really is sad..

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  5. #53
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    Quote Originally Posted by loving6 View Post
    None at all.

    Yes we are about to have no6 and we live on 1 low income. Big whoopie do dah.

    Our kids are fed well.
    They go to the best private school in our area IMO. Not that is a measure of weather we should have more kids or not.
    They are happy.
    They are successful (DD1 got into a great uni course interstate and won a large scholarship.)


    Money is not end all and be all of having great family.
    How do you afford all this? I am not being rude, this is a genuine enquiry! We are on decent money,both of us work and we have good investments but still just manage. We can not afford to send dd to private school kindy as it will cost $9250 for the year. We have no2 ob the way. Will stop after him as we can not afford another. Please give me your winning formula!!!

  6. #54
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    We have 2, we are yet to decide if we want more. Dh is currently working fifo, if we have more, I dont know if i'd cope with him being away. If he were to work in the city, I dont think we could afford the costs associated with more kids.

    We are working our way toward financial freedom, and a house in a better area, so maybe in 5 years time we will be in a better
    position

    So yes, it is a factor, but mostly because of what we want to provide. We have struggled and i'm not keen to do it again.

    **Mum, Dad, Big boy (Dec 08) and Baby girl (Feb 11)**

  7. #55
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    It was/is a major factor for us, we want to be able to provide dd with as much as possible and with our financial situation we could not do that with two

  8. #56
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    Not a factor at all for us. We dont earn big dollars but we are both hardworking and would work 3 jobs each if thats what it took to keep our kids happy, regardless of how many we have. We also believe that we would rather our kids know about budgeting and know they cant always have all the luxuries, and have hard working role models, rather than be spoilt brats who are handed everything in life to keep up with the jones. There is more to life than money

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  9. #57
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    Quote Originally Posted by hopefully2 View Post
    How do you afford all this? I am not being rude, this is a genuine enquiry! We are on decent money,both of us work and we have good investments but still just manage. We can not afford to send dd to private school kindy as it will cost $9250 for the year. We have no2 ob the way. Will stop after him as we can not afford another. Please give me your winning formula!!!
    We just do. I have just learnt to make things stretch I suppose.

    Kindy is the most expensive year for us. DS2 is doing this year.

    Our school isn't the most expensive in the area but IMO it is the best.
    It has small class sizes in high school esp senior. It has a great special needs program. The community support is unreal. The principal is wonderful, by the end of 1st term she knows every kids name (Pre prep to yr12). Her door is always open to us. She is at the front of the school at least 2 afternoons a week to talk to the parents and kids about anything.

    I must admit, we do pay 20% of our Annual wage in school fees. To us it is really important.

  10. #58
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    Quote Originally Posted by L.j View Post
    My DH and I are on an average wage but for me finances would not decide if I wanted to have another child. The health of my babies does. We have a 1 in 4 chance that our babies will either not survive a pregnancy or will be born with a terminal condition. I would love, love, love to have another baby but my decision may already be made for me



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  12. #59
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    Quote Originally Posted by trishalishous View Post
    not at all. we can always make do financially, no matter how many children we are blessed with


    Quote Originally Posted by Lemonhead View Post
    It factors into it for sure.
    I think more about how crap my figure would be after 3-4-5 kids
    You would be surprised, I have had 5 and almost back to my high school weight, just a bit more to go on my tummy.

    Quote Originally Posted by Alexander Beetle View Post
    Oooh a 'low fee private school'. Shudder at the thought!
    Children are not a domain for only the rich. Financial circumstances change throughout life. What YOU consider to be important may not be important for others. Plenty of people manage just fine in small houses, public education, no overseas trips, and go on to raise happy, healthy, successful children. I think what you said is very offensive. Let's hope nothing happens to you in life to change your precious financial status, it CAN happen, you know.


    Quote Originally Posted by missie_mack View Post
    If the judgement on who can and cannot afford children was private school fees I think there would be a hell of a lot less children in this world I know lots of people who earn good incomes who do not believe they can afford to send their children to private school. I would assume this just means that this is not as high a priority as it is to others on lower incomes who manage to.

    Money impacts on our decisions with our children but ultimately we are happy to have any children we are gifted enough to conceive.

    Incidently- our local catholic schools charge the same for one child as they do for four. This only changes once they go to high school. Has been this way for nearly 30 years
    I know of two friends one went to private school and grew up rich, was given great opportunities, he was "provided for" very well. He trashed a car that was given to him he is 28 cant hold a job to well never could, and is very ungrateful of his parents, his tests score was very low. His friend was one of 5 kids, they struggled growing up and he went to public school (shock horror) and he is making very nice money got a high score on the testing runs his own business and is doing well, his sister is in a good job and his brother has bought 2 houses and is doing very well for himself and family running his own business. Private school is not the be all end all and financially set families dont necessarily produce better people.

  13. #60
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    Quote Originally Posted by loving6 View Post
    We just do. I have just learnt to make things stretch I suppose.

    Kindy is the most expensive year for us. DS2 is doing this year.

    Our school isn't the most expensive in the area but IMO it is the best.
    It has small class sizes in high school esp senior. It has a great special needs program. The community support is unreal. The principal is wonderful, by the end of 1st term she knows every kids name (Pre prep to yr12). Her door is always open to us. She is at the front of the school at least 2 afternoons a week to talk to the parents and kids about anything.

    I must admit, we do pay 20% of our Annual wage in school fees. To us it is really important.
    Our Principal is the same. Yes, I could save by going public, but I needed a school that could cater to a special needs child like mine and it did come down to a choice between the above and the one dd attends. Every time I have needed to meet with him, he is there without delay. He does duty at the drop off zone every afternoon with 2 teachers and the APRE. I live off around 23k/year but would have happily had 3.

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