Finances don't matter to me - I'll have what I'm given, which are 8 healthy biological children and I'm assuming we'll also foster eventually.
Reading PPs, though, I'm very conscious I live in a country area. We have a mortgage on our 6 bedroom house, which we only use 4 bedrooms in cos I think its important for kids to learn to share). We only have 1 tellie, Xbox and wii, and our kids go to the local Catholic school, apart from A who began Boarding School for yr 11 this year. Her fees, incidentally, are equivalent to a quarter of my income, and I'm the main breadwinner.
A, B and C were fortunate to have the opportunity to go overseas for a Secondary school excursion last year so we sent them - we would rather equip our kids with experiences and skills to make their own way in the world, as DH and I did, than organise their finances for them. A is struggling to keep to budget this year but that's a lesson best learnt now rather than as an adult with serious debt.
Our kids play way too much sport (Little As, tennis, Aussie rules, cricket, dance, swim club, basketball). Not all play all but all have at different times. We think its again investing in skills. B, C, D and E are all receiving music tuition for the same reason and the young ones will have the same opportunity. A does public speaking lessons.
We have regular holidays with our big tent. Each of the elder 4 kids has their own laptop and there are a couple of spares and the home desktop so there's no excuse for incomplete homework. We expect high academic results.
I see the whole thing as us raising the society of the future (just like I see my students) for that's what kids are. I want all my kids, biological or not, to feel able to have a go, take ethical risks, and pick themselves up to try again if they don't succeed the first time.
So my money is only there for family purposes.
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