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  1. #31
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    Sad to say it will play a huge part in deciding if we go for #4 or not..
    I still don't feel 'done' so I'm hoping that feeling either disappears..! OR If DH's wage keeps increasing at the rate it's going we could very comfortably have a 4th in 12 months time. We are deciding later in the year.
    I have all 3 kids on a waiting list for private school in yr 7... The plan is for my wage to pay school fees and DH's cover everything else
    I'm not a "traveller" so to me, trips to grandparents and a few interstate holidays are more than sufficient.

  2. #32
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    Quote Originally Posted by JaneDoe View Post
    I was merely using the posters reasoning 'we are both on low incomes but schooling will be free' rationale for having more children!

    If you had to pay for all those extra children to go to school and couldn't afford it then you cannot afford those children IMO!

    Children's needs for a lifetime is FAR more than a few thousand a year!!

    And FTR my children attend one of those low paying private schools
    I would assume they would just send the kids to a different school? No biggie....

    There is no way we can afford to private school any of our 5 kids, does that mean we shouldn't have had them?

    We all have different priorities and I think your assumption that finances are the most important is quite narrow-minded and rude.

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  4. #33
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    Quote Originally Posted by Annabella View Post
    I would assume they would just send the kids to a different school? No biggie....

    There is no way we can afford to private school any of our 5 kids, does that mean we shouldn't have had them?

    We all have different priorities and I think your assumption that finances are the most important is quite narrow-minded and rude.
    If you can't afford things for the children you already have, don't have more children!!

    One poster here commented she resented her younger siblings and wondered why her mother had had more children when she couldn't provide for them all.

    Priorities are different yes but I stand by my opinion I would rather provide well for 2 children then have 4+ and having to go without.

    I don't think finances are 'most important' but people who struggle week to week to pay bills and put food on the table who have more children I think is irresponsible.

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  6. #34
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    Unfortunately, finances are the reason that we most probably wont have anymore. We get by atm but that is all, if we had a third we'd be totally stuffed if anything happened, like if the car needed fixing or something went wrong with the house. The biggest problem is our car isn't big enough for 3 car seats and we can't afford a bigger car without getting an old car and since we can't afford to have a car with problems, thats out of the question.

    It is also important to me that kids get a good education (but dont believe this has to be private, just need to be picky and chose a good public school), and I really want to show them the world, as I am a big traveler. These aren't really factors in this decision though as I'd be back at work once they are school aged so all of this would be easier to achieve then. Its how we would survive for the next 5 odd years that is the problem. And I feel like I'm already getting too old to wait that long and until we were more financially secure to have another kid. As much as we would love another child (and would have one in an instant if we won lotto!), we dont want to spend every second worrying that we are going to go bankrupt.

  7. #35
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    And wanted to add that I am the eldest of 5 and we never had any money. I didn't really even notice it at the time and I am so glad mum didnt stop having kids. I love being part of a big family

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  9. #36
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    Quote Originally Posted by pynk View Post
    What is going without? Without "stuff"? I am going to have #7 in a few weeks. My kids don't go to private school but still do instrumental, get A's on assignments, and play district sport. Are they lacking cos their school isn't private? I have actually put in place a no present rule for birthdays this year as I want my children to appreciate that people are more important then things. To me having my house filled with laughter and kids is more important then buying my kids stuff any day of the week. On their deathbed are they gonna say thanks for the private school or thanks for showing me love?
    It all comes down to what you value. We live comfortably, even if we have a third, we would still be comfortable, but, my husband is Irish and all of his family except for one brother live over there. For us, traveling to Ireland is important, and would be too expensive with more than 3 children. And my children will not be going to a private school!

    Just because someone is financially secure, doesn't mean they just buy their kids stuff and expect them to entertain themselves and not show them any love.

  10. #37
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    so far for us it hasn't been a factor and w have 4 little ones with talk of another.
    Sent from my GT-I9100 using BubHub

  11. #38
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    My children also attend a private school and all my family lives over seas. We dont make huge amounts of money I am asahm but we dont have flash things. Like someone else already said on your death bed kids will not thank you for material items but for the love you show them.

    Sent from my GT-I9100 using BubHub

  12. #39
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    I wanted 2 kids for a number of reasons, finances do play a part as I am a working mum so 2 kids in childcare will be pushing it as it is, just having 1 in there was quite expensive (I'm on maternity leave until July so haven't experienced 2 in care yet).

    Also we would like to eventually buy a house and won't happen on 1 wage and we need to save for a deposit, we just don't earn enough currently, we couldn't get approval for a puny car loan recently (even though we have a great credit rating) so highly doubt we'll get approved a mortgage that's for sure.

  13. #40
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    None at all.

    Yes we are about to have no6 and we live on 1 low income. Big whoopie do dah.

    Our kids are fed well.
    They go to the best private school in our area IMO. Not that is a measure of weather we should have more kids or not.
    They are happy.
    They are successful (DD1 got into a great uni course interstate and won a large scholarship.)


    Money is not end all and be all of having great family.

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